1655 Rutherford Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 1655 Rutherford Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,803 sqft · built 2017
Lot Size	0.844 acres (36,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,889 (Sep 2025)
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-20-04-0-00012-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-20-04-0-00012-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,803 sqft Adjusted Area
1st Floor Area	2,207 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	36,771 sqft (0.844 acres)
Lot Dimensions	203 ft deep x 177 ft wide

Location & Zoning

Street Address	1655 RUTHERFORD CV
City	NESBIT
State	MS
Zip	38651-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	NEWBERRY S/D LOT 12
Legal Range	007
Legal Township	02S
Legal Section	20
Legal Subdivision	NEWBERRY S/D
Legal Lot Number	12
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	70634

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 6, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO
Aug 2, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Book / Page	1025 / 17204
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	000803/321
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 10, 2025
Property Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	1025/17204
Book / Page	1025 / 17204
Map Reference	MB 96 PG 39
Instrument Date	Sep 9, 2025
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	UNKNOWN, HOME SURETY T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	0566292334
Date	Sep 10, 2025
Instrument	5662/92334

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 6, 2021
Property Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	000963/599
Book / Page	963 / 599
Map Reference	MB 96 PG 39
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	0000528613
Date	Jul 6, 2021
Instrument	5286/13

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 26, 2019
Property Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	000883/655
Book / Page	0883 / 655
Map Reference	MB 96 PG 39
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 HIGHLAND HILLS DR, GRAY, TN 37615-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	0004698453
Date	Mar 26, 2019
Instrument	4698/453

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 2, 2017
Property Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	20170802010222640
Map Reference	PL 96 PG 39
Instrument Date	Jul 31, 2017
Instrument	20170802010222640
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5039, HOLLY SPRINGS, MS 38634-5039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1655 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	20170802010222650
Date	Aug 2, 2017
Instrument	20170802010222650

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00 (+16.91%)	$27,178 (+37.56%) Land $3,200 Building $23,978	$271,780 (+37.56%) Land $32,000 Building $239,780
2024	$2,560.00	$19,757 (-) Land $3,200 Building $16,557	$197,568 (-) Land $32,000 Building $165,568
2023	$2,560.00	$19,757	$197,568 Land $32,000 Building $165,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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