1621 Rutherford Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 1621 Rutherford Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,074 sqft · built 2015
Lot Size	0.552 acres (24,029 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-20-04-0-00014-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-20-04-0-00014-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,074 sqft Adjusted Area
1st Floor Area	1,970 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,029 sqft (0.552 acres)
Lot Dimensions	187 ft deep x 54 ft wide
Pool Area	450 sqft
Patio Area	400 sqft

Location & Zoning

Street Address	1621 RUTHERFORD CV
City	NESBIT
State	MS
Zip	38651-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	NEWBERRY S/D LOT 14
Legal Range	007
Legal Township	02S
Legal Section	20
Legal Subdivision	NEWBERRY S/D
Legal Lot Number	14
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	70634

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
May 9, 2023	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Aug 17, 2017	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023
Deed Sale	May 9, 2023
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Book / Page	1023 / 7702
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170901010251760
Date	Sep 1, 2017
Instrument	20170901010251760

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 9, 2023
Property Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	01023/7702
Book / Page	1023 / 7702
Map Reference	MB 96 PG 39
Instrument Date	May 3, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3537 RIPPLECHASE DR, BARTLETT, TN 38133-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 28, 2021
Property Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	000976/338
Book / Page	976 / 338
Map Reference	MB 96 PG 39
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4578 MCCRACKEN RD, HERNANDO, MS 38632-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	0000538482
Date	Oct 28, 2021
Instrument	5384/82

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 17, 2017
Property Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	20170817010236710
Map Reference	PL 96 PG 39
Instrument Date	Aug 4, 2017
Instrument	20170817010236710
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1621 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	20170817010236720
Date	Aug 17, 2017
Instrument	20170817010236720

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,657.00 (+9.56%)	$32,656 (+41.62%) Land $3,200 Building $29,456	$326,557 (+41.62%) Land $32,000 Building $294,557
2023	$3,338.00	$23,059	$230,593 Land $32,000 Building $198,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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