1685 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1685 Ridgeway St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,463 sqft · built 1952
Lot Size	0.25 acres (10,904 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Oct 2020)
Tax Bill	$13,061 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-040-59-00`

Property Details

APN / Parcel Number

Primary APN	`154-040-59-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,463 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	10,904 sqft (0.25 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1685 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 3 TR PM02293
Legal Subdivision	SEA MESA UNIT #3
Legal Tract	2293
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18504

Owner

Source: San Diego County records · APN 154-040-59-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1685 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC
Sep 21, 2020	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Apr 12, 2000 · Amount on Record
Deed Document Number	2020623813
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	0000553711
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2020
Property Address	1685 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Document Number	0000623813
Instrument Date	Oct 06, 2020
Instrument	2020-0623813
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1685 RIDGEWAY ST, OCEANSIDE, CA 92054-5636

Mortgage

Document Number	0000623814
Date	Oct 14, 2020
Instrument	2020-0623814

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2020
Property Address	1685 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Document Number	0000333872
Instrument Date	May 27, 2020
Instrument	2020-0333872
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1685 RIDGEWAY ST, OCEANSIDE, CA 92054-5636

Mortgage

Document Number	0000333873
Date	Jun 25, 2020
Instrument	2020-0333873

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2020
Property Address	1685 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Document Number	0000553711
Instrument Date	May 27, 2020
Instrument	553711
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1685 RIDGEWAY ST OCEANSIDE CA 920545636, OCEANSIDE, CA 92054-5636

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,186,884 (+2%) Land $883,263 Building $303,621
2025	$13,061.00 (+5.17%)	$1,163,613 (+4.04%) Land $865,945 Building $297,668
2023	$12,419.00 (+1.54%)	$1,118,430 Land $832,320 Building $286,110
2022	$12,231.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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