1630 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1630 Ridgeway St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 1972
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on File
Last Sale	$740,000 (Jul 2016)
Tax Bill	$9,571 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`151-200-17-00`

Property Details

APN / Parcel Number

Primary APN	`151-200-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,364 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1630 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT 58 (EX DOC10267REC71)DOC58230REC65 IN LOT 3 TR 001717
Legal Subdivision	HOTALING LANDS
Legal Tract	001717
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	18504

Owner

Source: San Diego County records · APN 151-200-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
May 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 21, 2019	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	2016383092
Last Transfer Date	Mar 06, 2020
Transfer Doc	0000252013
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637

Mortgage

Document Number	0000011641
Date	Jan 10, 2022
Instrument	2022-0011641

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637

Mortgage

Document Number	0000344537
Date	May 04, 2021
Instrument	2021-0344537

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2020
Property Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Document Number	0000252013
Instrument Date	Mar 06, 2020
Instrument	252013
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1630 RIDGEWAY ST OCEANSIDE CA 920545637, OCEANSIDE, CA 92054-5637

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Document Number	0000113409
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1630 RIDGEWAY ST OCEANSIDE CA 920545637, OCEANSIDE, CA 92054-5637

Mortgage

Document Number	0000113409
Date	Mar 04, 2020
Instrument	113409

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 03, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Document Number	0000113408
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1630 RIDGEWAY ST OCEANSIDE CA 920545637, OCEANSIDE, CA 92054-5637

Mortgage

Document Number	0000113408
Date	Mar 04, 2020
Instrument	113408

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 03, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2019
Property Address	1630 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Document Number	0000474391
Instrument Date	Sep 24, 2019
Instrument	474391
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1630 RIDGEWAY ST OCEANSIDE CA 920545637, OCEANSIDE, CA 92054-5637

Mortgage

Document Number	474392
Date	Oct 21, 2019
Instrument	474392

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$876,003 (+2%) Land $615,571 Building $260,432
2025	$9,571.00 (+5.21%) Homeowner's exemption	$858,827 (+4.04%) Land $603,501 Building $255,326
2023	$9,097.00 (+1.55%) Homeowner's exemption	$825,479 Land $580,067 Building $245,412
2022	$8,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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