1679 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1679 Ridgeway St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1977
Lot Size	0.24 acres (10,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Jul 2018)
Tax Bill	$9,310 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-040-58-00`

Property Details

APN / Parcel Number

Primary APN	`154-040-58-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,470 sqft (0.24 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1679 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 2 TR PM02293
Legal Subdivision	SEA MESA UNIT #3
Legal Tract	2293
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18504

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1679 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage ORION LNDG
Jul 25, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Aug 21, 1985 · Amount on Record
Deed Document Number	2018303252
Prior Transfer Date	Jan 20, 2016
Prior Transfer Doc	0000051560
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1679 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1679 RIDGEWAY ST, OCEANSIDE, CA 92054-5636

Mortgage

Document Number	0000827005
Date	Dec 6, 2021
Instrument	2021-0827005

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1679 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Document Number	0000338766
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1679 RIDGEWAY ST OCEANSIDE CA 920545636, OCEANSIDE, CA 92054-5636

Mortgage

Document Number	0000338766
Date	Aug 12, 2019
Instrument	338766

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2018
Property Address	1679 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Document Number	0000303252
Instrument Date	Jul 11, 2018
Instrument	2018-0303252
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1679 RIDGEWAY ST, OCEANSIDE, CA 92054-5636
Investor	Possibly a Property Investor

Mortgage

Document Number	0000303253
Date	Jul 25, 2018
Instrument	2018-0303253

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$852,228 (+2%) Land $568,911 Building $283,317
2025	$9,310.00 (+5.21%) Homeowner's exemption	$835,518 (+4.04%) Land $557,756 Building $277,762
2023	$8,849.00 (+1.55%) Homeowner's exemption	$803,076 Land $536,099 Building $266,977
2022	$8,714.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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