1632 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1632 Ridgeway St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2,780 sqft · built 1989
Lot Size	0.303 acres (13,189 sqft)
Owner	Company Name on Record
Tax Bill	$5,555 (2025)
Deeds & Mortgages	May 2022 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`151-200-55-00`

Property Details

APN / Parcel Number

Primary APN	`151-200-55-00`

Interior

Building Area	2,780 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	13,189 sqft (0.303 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1632 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 3 TR PM06813
Legal Subdivision	CITY OF OCEANSIDE
Legal Tract	6813
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3424 VIEWPOINT WAY, OCEANSIDE, CA 92056-3206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Intrafamily Transfer, Transfer
Sep 11, 2020	Intrafamily Transfer, Transfer · VA Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020
Deed Sale	Sep 11, 2020
Prior Sale	May 15, 1987 · Amount on Record
Deed Document Number	2020531253
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0000531253
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2022
Property Address	1632 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Document Number	0000191182
Map Reference	PG 6813
Instrument Date	Apr 6, 2022
Instrument	2022-0191182
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 VIEWPOINT WAY, OCEANSIDE, CA 92056-3206

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	1632 RIDGEWAY ST, OCEANSIDE, CA 92054-5637
Document Number	0000531253
Map Reference	PG 6813
Instrument Date	Jul 24, 2020
Instrument	2020-0531253
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 RIDGEWAY STREET, 632, OCEANSIDE, CA 92054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 RIDGEWAY ST, OCEANSIDE, CA 92054-5637

Mortgage

Document Number	0000531254
Date	Sep 11, 2020
Instrument	2020-0531254

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,416 (+2%) Land $195,517 Building $313,899
2025	$5,555.00 (+5.25%) Homeowner's exemption	$499,429 (+4.04%) Land $191,684 Building $307,745
2023	$5,278.00 (+1.56%) Homeowner's exemption	$480,038 Land $184,242 Building $295,796
2022	$5,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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