1678 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1678 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,728 sqft · built 1996
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$1,595,000 (Jul 2023)
Tax Bill	$11,402 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064B 002`

Property Details

APN / Parcel Number

Primary APN	`064B 002`
Alternative APN	`238380`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,728 sqft Heated Area
Attic Area	506 sqft
Basement Area	1,864 sqft
Finished Basement	1,864 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	150 ft deep x 210 ft wide
Garage Area	522 sqft

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	180 sqft
Patio Area	960 sqft
Utility Building	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	238380
Old Parcel Number	064B 002
Street Address	1678 RIDGEMORE DR
City	TOCCOA
State	GA
Zip	30577-7375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 RUSSELL POINT S/D
Legal Subdivision	RUSSELL POINT
Legal Lot Number	9
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	905 PINE GROVE POINTE DR, ROSWELL, GA 30075-2702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Apr 22, 2021	Grant Deed, Transfer ATTORNEY ONLY
May 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	2023-000878
Deed Book / Page	1337 / 265
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 27, 2023
Property Address	1678 RIDGEMORE DR, TOCCOA, GA 30577-7375
Document Number	0013370265
Book / Page	1337 / 265
Instrument Date	Jul 25, 2023
Instrument	2023-000878
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 PINE GROVE POINTE DR, ROSWELL, GA 30075-2702

Mortgage

Document Number	0001337267
Date	Jul 27, 2023
Instrument	1337/267

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 22, 2021
Property Address	1678 RIDGEMORE DR, TOCCOA, GA 30577-7375
Document Number	0012490169
Book / Page	001249 / 000169
Instrument Date	Apr 22, 2021
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$830.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1678 RIDGEMORE DR TOCCOA GA 305777375, TOCCOA, GA 30577-7375

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	May 21, 2019
Property Address	1678 RIDGEMORE DR, TOCCOA, GA 30577-7375
Document Number	0011780444
Book / Page	001178 / 000444
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1678 RIDGEMORE DR TOCCOA GA 305777375, TOCCOA, GA 30577-7375

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,402.00 (+68.87%)	$415,377 (+63.65%) Land $86,810 Building $328,567	$1,038,441 (+63.65%) Land $217,024 Building $821,417
2023	$6,752.00 (-4.91%) Homeowner's exemption	$253,826 (+6.4%) Land $86,810 Building $167,016	$634,564 (+6.4%) Land $217,024 Building $417,540
2022	$7,101.00 Homeowner's exemption	$238,558 Land $86,810 Building $151,748	$596,393 Land $217,024 Building $379,369

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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