1633 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1633 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,288 sqft · built 2023
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2022)
Tax Bill	$11,793 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`064B 001`

Property Details

APN / Parcel Number

Primary APN	`064B 001`
Alternative APNs	`238385` `79122`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,288 sqft Heated Area
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Area	1,132 sqft

Exterior Amenities

Porch	Porch
Deck Area	180 sqft
Patio Area	438 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	238385
Old Parcel Number	064B 001
Street Address	1633 RIDGEMORE DR
City	TOCCOA
State	GA
Zip	30577-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 10 RUSSELL POINT S/D
Legal Subdivision	RUSSELL POINT
Legal Lot Number	10
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records · APN 064B 001

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1150 THORNWOOD DR, WATKINSVILLE, GA 30677-5341
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK
Mar 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Sep 21, 2005 · Amount on Record
Deed Document Number	0001291188
Deed Book / Page	1291 / 188
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1633 RIDGEMORE DR, TOCCOA, GA 30577
Transaction Type	Mortgage
Record Updated	Aug 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 RIDGEMORE DR, TOCCOA, GA 30577

Mortgage

Document Number	0013360000000130
Date	Jul 14, 2023
Book Page	0000001336/0000000130
Instrument	000987

Lender

Name	COMMUNITY FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 01, 2025

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 25, 2022
Property Address	1633 RIDGEMORE DR, TOCCOA, GA 30577
Document Number	0012910188
Book / Page	1291 / 188
Instrument Date	Mar 25, 2022
Instrument	2022-000471
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 THORNWOOD DR, WATKINSVILLE, GA 30677-5341

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,793.00 (+414.3%)	$429,626 (+457.67%) Land $73,640 Building $355,986	$1,074,066 (+457.67%) Land $184,100 Building $889,966
2023	$2,293.00	$77,040 Land $73,640 Building $3,400	$192,600 Land $184,100 Building $8,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Lintel, Spectrum.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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