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1658 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1658 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 8,752 sqft · built 2021
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Nov 2020)
Tax Bill$21,984 (2025)
Deeds & MortgagesSep 2022 Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN064B 008

Property Details

APN / Parcel Number

Primary APN064B 008
Alternative APN
  • 238340

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area8,752 sqft Heated Area
Basement Area3,865 sqft
Finished Basement3,711 sqft
Unfinished Basement154 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
Lot Dimensions150 ft deep x 170 ft wide
Garage Area1,240 sqft
Pool Area800 sqft
PorchSlab
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number238340
Street Address1658 RIDGEMORE DR
CityTOCCOA
StateGA
Zip30577-7375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 3 RUSSELL POINT S/D
Legal SubdivisionRUSSELL POINT
Legal Lot Number3
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group2
Census Block2003
Census Tract970201

Owner

Source: Stephens County records · APN 064B 008

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1658 RIDGEMORE DR, TOCCOA, GA 30577-7375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
PIEDMONT BANK
Nov 12, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Prior SaleMay 01, 1997 · Amount on Record
Deed Document Number20201310
Deed Book / Page1228 / 463
Prior Transfer DateJan 25, 2008
Prior Transfer Doc0008440356
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address1658 RIDGEMORE DR, TOCCOA, GA 30577-7375
Transaction TypeMortgage
Record UpdatedJun 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1658 RIDGEMORE DR, TOCCOA, GA 30577-7375

Mortgage

Document Number0013090000000244
DateSep 13, 2022
Book Page0000001309/0000000244
Instrument001498
Lender
NamePIEDMONT BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2032

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateNov 12, 2020
Property Address1658 RIDGEMORE DR, TOCCOA, GA 30577-7375
Document Number0012280463
Book / Page001228 / 000463
Instrument DateNov 05, 2020
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1658 RIDGEMORE DR TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,984.00 (+43.73%)$800,887 (+55.88%) Land $80,964 Building $719,923$2,002,218 (+55.88%) Land $202,411 Building $1,799,807
2023$15,295.00 (+30.2%)$513,798 (+30.2%) Land $80,964 Building $432,834$1,284,497 (+30.2%) Land $202,411 Building $1,082,086
2022$11,747.00$394,618 Land $80,941 Building $313,677$986,545 Land $202,353 Building $784,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 30 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
West Carolina Rural Telephone Cooperative
Fiber		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20

May also be available: Lintel, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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