1658 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1658 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 8,752 sqft · built 2021
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2020)
Tax Bill	$21,984 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`064B 008`

Property Details

APN / Parcel Number

Primary APN	`064B 008`
Alternative APN	`238340`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	8,752 sqft Heated Area
Basement Area	3,865 sqft
Finished Basement	3,711 sqft
Unfinished Basement	154 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	150 ft deep x 170 ft wide
Garage Area	1,240 sqft
Pool Area	800 sqft
Porch	Slab
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	238340
Street Address	1658 RIDGEMORE DR
City	TOCCOA
State	GA
Zip	30577-7375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 RUSSELL POINT S/D
Legal Subdivision	RUSSELL POINT
Legal Lot Number	3
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records · APN 064B 008

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1658 RIDGEMORE DR, TOCCOA, GA 30577-7375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Nov 12, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2020 · Amount on Record
Deed Sale	Nov 05, 2020 · Amount on Record
Prior Sale	May 01, 1997 · Amount on Record
Deed Document Number	20201310
Deed Book / Page	1228 / 463
Prior Transfer Date	Jan 25, 2008
Prior Transfer Doc	0008440356
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1658 RIDGEMORE DR, TOCCOA, GA 30577-7375
Transaction Type	Mortgage
Record Updated	Jun 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1658 RIDGEMORE DR, TOCCOA, GA 30577-7375

Mortgage

Document Number	0013090000000244
Date	Sep 13, 2022
Book Page	0000001309/0000000244
Instrument	001498

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2032

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 12, 2020
Property Address	1658 RIDGEMORE DR, TOCCOA, GA 30577-7375
Document Number	0012280463
Book / Page	001228 / 000463
Instrument Date	Nov 05, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1658 RIDGEMORE DR TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,984.00 (+43.73%)	$800,887 (+55.88%) Land $80,964 Building $719,923	$2,002,218 (+55.88%) Land $202,411 Building $1,799,807
2023	$15,295.00 (+30.2%)	$513,798 (+30.2%) Land $80,964 Building $432,834	$1,284,497 (+30.2%) Land $202,411 Building $1,082,086
2022	$11,747.00	$394,618 Land $80,941 Building $313,677	$986,545 Land $202,353 Building $784,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Lintel, Spectrum.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgemore Dr

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