1599 Ridgemore Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 1599 Ridgemore Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2021
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Dec 2020)
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`064F 001`

Property Details

APN / Parcel Number

Primary APN	`064F 001`
Alternative APN	`238390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	150 ft deep x 180 ft wide
Garage Area	619 sqft
Porch	Porch
Deck Area	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	238390
Old Parcel Number	064F 001
Street Address	1599 RIDGEMORE DR
City	TOCCOA
State	GA
Zip	30577-7374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 RUSSELL POINT S/D
Legal Subdivision	RUSSELL POINT
Legal Lot Number	11
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2003
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1599 RIDGEMORE DR, TOCCOA, GA 30577-7374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Dec 14, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Jan 4, 2016
Deed Document Number	0001232414
Deed Book / Page	1232 / 414
Last Transfer Date	Dec 14, 2020
Transfer Doc	0012320414
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	1599 RIDGEMORE DR, TOCCOA, GA 30577-7374
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1599 RIDGEMORE DR, TOCCOA, GA 30577-7374

Mortgage

Document Number	0012570000000241
Date	Jul 1, 2021
Book Page	0000001257/0000000241

Lender

Name	AMERIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 14, 2020
Property Address	1599 RIDGEMORE DR, TOCCOA, GA 30577-7374
Document Number	0012320414
Book / Page	001232 / 000414
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1599 RIDGEMORE DR TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,633.00 (+15.45%) Homeowner's exemption Senior Citizen's exemption	$231,750 (+36.55%) Land $74,153 Building $157,597	$579,375 (+36.55%) Land $185,383 Building $393,992
2023	$4,013.00	$169,719 Land $74,153 Building $95,566	$424,297 Land $185,383 Building $238,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC.

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