16721 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 16721 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,751 sqft · built 1975
Lot Size0.467 acres (20,325 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Oct 2022)
Tax Bill$4,782 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN01-017071

Property Details

APN / Parcel Number

Primary APN01-017071
Alternative APNs
  • 1017071
  • 017071

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,751 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,325 sqft (0.467 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area692 sqft
Deck Area243 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number017071
Street Address16721 SAINT JEROMES NECK RD
CityDAMERON
StateMD
Zip20628-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 1 BLOCK L ST JEROME SHORES
Legal SubdivisionSCOTLAND BEACH
Legal BlockL
Legal Lot Number1
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group2
Census Block2009
Census Tract876200

Owner

16721 Saint Jeromes Neck Rd is owned and occupied by two individuals who bought it in October 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address16721 SAINT JEROMES NECK RD, DAMERON, MD 20628-3403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2022 · Amount on File
Deed SaleOct 11, 2022 · Amount on File
Deed Book / Page6236 / 94
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateOct 11, 2022
Property Address16721 SAINT JEROMES NECK RD, DAMERON, MD 20628-3403
Document Number0062360094
Book / Page6236 / 94
Instrument DateSep 29, 2022
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyNOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16721 SAINT JEROMES NECK RD, DAMERON, MD 20628-3403

Mortgage

Document Number0006236101
DateOct 11, 2022
Instrument6236/101
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16721 Saint Jeromes Neck Rd was $4,782 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$553,000 Land $370,400 Building $182,600$553,000 Land $370,400 Building $182,600
2025$4,782.00 Homeowner's exemption
2023$4,367.00 Homeowner's exemption$408,100 Land $270,400 Building $137,700$408,100 Land $270,400 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16721 Saint Jeromes Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims27 (1996–2021)
Claims Outside the SFHA19 of 27
Most Recent ClaimOct 2021 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16721 Saint Jeromes Neck Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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