St. Mary's County property record for 16659 Saint Jeromes Neck Rd, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,550 sqft · built 1990 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2017) |
| Tax Bill | $3,229 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-010581 |
| Primary APN | 01-010581 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,550 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 010581 |
|---|---|
| Street Address | 16659 SAINT JEROMES NECK RD |
| City | DAMERON |
| State | MD |
| Zip | 20628-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | PART OF LOT C, LOTS PLAT 10/90 ST JEROME'S BEACH SUBD |
| Legal Subdivision | BEACH SUB |
| Legal Lot Number | C |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1800 NARROWS LN, SILVER SPRING, MD 20906-1137 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Prior Sale | Aug 23, 1985 · Amount on Record |
| Deed Document Number | 20174643-266 |
| Deed Book / Page | 4643 / 266 |
| Prior Transfer Date | Jul 13, 2013 |
| Prior Transfer Doc | 0040440775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 11, 2017 |
| Property Address | 16659 SAINT JEROMES NECK RD, DAMERON, MD 20628-3404 |
| Document Number | 0046430266 |
| Book / Page | 4643 / 266 |
| Map Reference | LB10 PG90 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 4643-266 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1800 NARROWS LN, SILVER SPRING, MD 20906-1137 |
| Document Number | 0004643271 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 4643-271 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2032 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,800 (+5.53%) Land $173,500 Building $134,300 | $307,800 (-) Land $173,500 Building $134,300 | |
| 2025 | $3,229.00 (+13.94%) | $291,667 (+12.44%) | $307,800 (+18.66%) Land $173,500 Building $134,300 |
| 2023 | $2,834.00 | $259,400 Land $158,500 Building $100,900 | $259,400 Land $158,500 Building $100,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Claims Outside the SFHA | 19 of 27 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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