St. Mary's County property record for 16745 Saint Jeromes Neck Rd, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,150 sqft · built 2001 |
| Lot Size | 0.919 acres (40,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $537,500 (Apr 2016) |
| Tax Bill | $6,167 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-024388 |
| Primary APN | 01-024388 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,030 sqft (0.919 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 584 sqft |
| Deck Area | 198 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 024388 |
|---|---|
| Street Address | 16745 SAINT JEROMES NECK RD |
| City | DAMERON |
| State | MD |
| Zip | 20628-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 4 & 5 BLOCK L SAINT JEROMES SHORES |
| Legal Subdivision | SCOTLAND BEACH |
| Legal Block | L |
| Legal Lot Number | 4 & 5 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 876200 |
16745 Saint Jeromes Neck Rd is owned and occupied by two individuals who bought it in April 2016.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16745 SAINT JEROMES NECK RD, DAMERON, MD 20628-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2016 · Amount on File |
| Deed Sale | Apr 19, 2016 · Amount on File |
| Prior Sale | Sep 14, 1981 · Amount on File |
| Deed Book / Page | 4372 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 16745 SAINT JEROMES NECK RD, DAMERON, MD 20628-3403 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0056450141 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 5645/141 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 16745 Saint Jeromes Neck Rd was $6,167 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,900 Land $387,600 Building $321,300 | $708,900 Land $387,600 Building $321,300 | |
| 2025 | $6,167.00 Homeowner's exemption | ||
| 2023 | $5,628.00 Homeowner's exemption | $530,500 Land $289,600 Building $240,900 | $530,500 Land $289,600 Building $240,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16745 Saint Jeromes Neck Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Claims Outside the SFHA | 19 of 27 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16745 Saint Jeromes Neck Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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