16909 Saint Jeromes Neck Rd, Dameron, MD 20628 Property Records

St. Mary's County property record for 16909 Saint Jeromes Neck Rd, Dameron, MD 20628

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,342 sqft · built 2001
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Trust Names on File
Last Sale	$620,000 (Nov 2017)
Tax Bill	$9,059 (2025)
Deeds & Mortgages	Mar 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-014234`

Property Details

APN / Parcel Number

Primary APN	`01-014234`
Alternative APNs	`1014234` `014234`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,342 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	83,200 sqft (1.91 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	3,872 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	336 sqft
Porch	Porch
Porch Area	119 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014234
Street Address	16909 SAINT JEROMES NECK RD
City	DAMERON
State	MD
Zip	20628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOTS 2, 3 & 4 BLOCK K ST JEROME'S SHORES
Legal Subdivision	SCOTLAND BEACH
Legal Block	K
Legal Lot Number	2-4
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2011
Census Tract	876200

Owner

16909 Saint Jeromes Neck Rd is held in a trust since March 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3311 CLEVELAND AVE NW, WASHINGTON, DC 20008-3456
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Gift Deed, Transfer
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Mar 23, 2015 · Amount on File
Deed Document Number	20174760-092
Deed Book / Page	4760 / 92
Last Transfer Date	Mar 16, 2022
Transfer Doc	0060970081
Record Updated	Oct 29, 2026

March 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 17, 2022
Property Address	16909 SAINT JEROMES NECK RD, DAMERON, MD 20628
Document Number	0060970081
Book / Page	6097 / 81
Map Reference	LB CBG 02 FO 72
Instrument Date	Mar 16, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3311 CLEVELAND AVE NW, WASHINGTON, DC 20008-3456

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	16909 SAINT JEROMES NECK RD, DAMERON, MD 20628
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056590478
Date	Feb 23, 2021
Book Page	5659/478

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

November 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 6, 2017
Property Address	16909 SAINT JEROMES NECK RD, DAMERON, MD 20628
Document Number	0047600092
Book / Page	4760 / 092
Map Reference	LB02 FO72
Instrument Date	Oct 27, 2017
Instrument	4760-092
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021
Title Company	PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3311 CLEVELAND AVE NW, WASHINGTON, DC 20008-3456

Mortgage

Document Number	4760097
Date	Nov 6, 2017
Instrument	4760-097

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16909 Saint Jeromes Neck Rd was $9,059.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$930,100 (+9.88%) Land $413,600 Building $516,500	$930,100 (-) Land $413,600 Building $516,500
2025	$9,059.00	$846,467	$930,100 Land $413,600 Building $516,500
2023	$7,161.00	$679,200 Land $313,600 Building $365,600	$679,200 Land $313,600 Building $365,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16909 Saint Jeromes Neck Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16909 Saint Jeromes Neck Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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