16710 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16710 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,195 sqft · built 2014
Lot Size	0.635 acres (27,654 sqft)
Owner	Individual Name on Record
Last Sale	$669,000 (May 2017)
Tax Bill	$7,470 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-02100`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-02100`
Alternative APNs	`262223001000002100` `3859219`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,195 sqft Living Area
Gross Area	4,882 sqft
1st Floor Area	2,516 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	27,654 sqft (0.635 acres)
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	366 sqft
Porch	Finished/Open Porch
Porch Area	504 sqft
Deck Area	Deck Area
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859219
Street Address	16710 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 21 ORB 4947 PG 900
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	21
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1061
Census Tract	31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16710 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Nov 25, 2019	Deed of Trust, Mortgage ALLIANT CU
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	201755098
Deed Book / Page	4947 / 900
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0038250057
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16710 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0055081180
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16710 CARAVAGGIO LOOP MONTVERDE FL 347563708, MONTVERDE, FL 34756-3708

Mortgage

Document Number	0055081180
Date	Jul 22, 2020
Book Page	005508/001180
Instrument	78262

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2035

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16710 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0053830269
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16710 CARAVAGGIO LOOP MONTVERDE FL 347563708, MONTVERDE, FL 34756-3708

Mortgage

Document Number	0053830269
Date	Dec 3, 2019
Book Page	005383/000269
Instrument	136431

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16710 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0052800101
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16710 CARAVAGGIO LOOP MONTVERDE FL 347563708, MONTVERDE, FL 34756-3708

Mortgage

Document Number	0052800101
Date	May 15, 2019
Book Page	005280/000101
Instrument	54339

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 22, 2017
Property Address	16710 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0049470900
Book / Page	4947 / 0900
Map Reference	MB 60 PG 34
Instrument Date	May 15, 2017
Instrument	2017055098
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	HOMETOWN TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,683.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 LAKE COVE POINTE CIR, 505, WINTER GARDEN, FL 34787-2682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16710 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708

Mortgage

Document Number	2017055099
Date	May 22, 2017
Instrument	2017055099

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,470 (+2.9%)	$929,346 (-0.06%) Land $326,700 Building $602,646
2025		$564,120 (+5.98%) Land $326,700 Building $237,420	$929,945 (+1.89%) Land $326,700 Building $603,245
2024	$7,470.00 (+4.78%)
2023	$7,129.00 (+4.76%) Homeowner's exemption	$532,270 (+3%)	$912,653 (+19.1%) Land $326,700 Building $585,953
2022	$6,805.00 Homeowner's exemption	$516,770	$766,304 Land $180,950 Building $585,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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