Lake County property record for 16638 Caravaggio Loop, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,205 sqft · built 2013 |
| Lot Size | 0.637 acres (27,727 sqft) |
| Owner | Trust Name on File |
| Last Sale | $395,000 (Jan 2014) |
| Tax Bill | $10,076 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-26-0010-000-01700 |
| Primary APN | 23-22-26-0010-000-01700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,205 sqft Living Area |
| Gross Area | 3,825 sqft |
| 1st Floor Area | 3,205 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 27,727 sqft (0.637 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 504 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 327 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3859215 |
|---|---|
| Street Address | 16638 CARAVAGGIO LOOP |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLINA BAY PB 60 PG 34-38 LOT 17 ORB 4426 PG 1843 ORB 4517 PG 2055 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | COLINA BAY |
| Legal Tract | A-G |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 31301 |
16638 Caravaggio Loop is owner-occupied and held in a trust since June 2014.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 16638 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2014 · Amount on File |
| Deed Sale | Jan 9, 2014 · Amount on File |
| Deed Document Number | 20143402 |
| Deed Book / Page | 4426 / 1843 |
| Last Transfer Date | Jun 8, 2014 |
| Transfer Doc | 0045172055 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791,188 (-0.07%) Land $326,700 Building $464,488 | $791,188 (-0.07%) Land $326,700 Building $464,488 | |
| 2025 | $791,736 Land $326,700 Building $465,036 | $791,736 Land $326,700 Building $465,036 | |
| 2024 | $10,076.00 (+6.28%) | ||
| 2023 | $9,481.00 (+17.17%) | $778,658 (+23.14%) | $778,658 (+23.14%) Land $326,700 Building $451,958 |
| 2022 | $8,092.00 | $632,358 | $632,358 Land $180,950 Building $451,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16638 Caravaggio Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16638 Caravaggio Loop is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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