Lake County property record for 16644 Caravaggio Loop, Montverde, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,175 sqft · built 2014 |
| Lot Size | 0.636 acres (27,709 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,400 (Aug 2014) |
| Tax Bill | $7,731 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-26-0010-000-01800 |
| Primary APN | 23-22-26-0010-000-01800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,175 sqft Living Area |
| Gross Area | 4,884 sqft |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 27,709 sqft (0.636 acres) |
| Garage Type | Attached |
| Garage Area | 709 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 416 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 504 sqft |
| Deck Area | Deck Area |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3859216 |
|---|---|
| Street Address | 16644 CARAVAGGIO LOOP |
| City | MONTVERDE |
| State | FL |
| Zip | 34756-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLINA BAY PB 60 PG 34-38 LOT 18 ORB 4515 PG 331 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | COLINA BAY |
| Legal Tract | A-G |
| Legal Lot Number | 18 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 31301 |
16644 Caravaggio Loop is owned and occupied by two individuals who bought it in August 2014.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16644 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2014 · Amount on File |
| Deed Sale | Aug 15, 2014 · Amount on File |
| Deed Document Number | 201489133 |
| Deed Book / Page | 4515 / 331 |
| Prior Transfer Date | Sep 29, 2009 |
| Prior Transfer Doc | 0038250057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16644 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0058550567 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 5855/567 |
| Instrument | 2021171255 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16644 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0056210475 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 5621/475 |
| Instrument | 2021006460 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16644 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054421793 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 5442/1793 |
| Instrument | 2020034709 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,460 (+2.9%) | $903,202 (-0.05%) Land $326,700 Building $576,502 | |
| 2025 | $584,510 Land $326,700 Building $257,810 | $903,648 Land $326,700 Building $576,948 | |
| 2024 | $7,731.00 (+4.69%) | ||
| 2023 | $7,385.00 (+4.69%) Homeowner's exemption | $551,500 (+3%) | $886,141 (+19.76%) Land $326,700 Building $559,441 |
| 2022 | $7,054.00 Homeowner's exemption | $535,440 | $739,943 Land $180,950 Building $558,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16644 Caravaggio Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16644 Caravaggio Loop is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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