16722 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16722 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,742 sqft · built 2014
Lot Size	0.634 acres (27,618 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Jan 2021)
Tax Bill	$11,126 (2024)
Deeds & Mortgages	Oct 2025 Transfer Jan 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-02300`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-02300`
Alternative APNs	`262223001000002300` `3859221`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,742 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	2,742 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	27,618 sqft (0.634 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	370 sqft
Porch	Finished/Open Porch
Porch Area	445 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859221
Street Address	16722 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 23 ORB 5617 PG 1771
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1061
Census Tract	31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1549 GREENBRIER ST, CAPE GIRARDEAU, MO 63701-2571
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 8, 2021	Warranty Deed, Transfer EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Aug 9, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	20213975
Deed Book / Page	5617 / 1771
Last Transfer Date	Oct 8, 2025
Transfer Doc	0066171171
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 20, 2025
Property Address	16722 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0066171171
Book / Page	6617 / 1171
Map Reference	MB 60 PG 34-38
Instrument Date	Oct 8, 2025
Instrument	2025129428
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1549 GREENBRIER ST, CAPE GIRARDEAU, MO 63701-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 GREENBRIER ST, CAPE GIRARDEAU, MO 63701-2571

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2021
Property Address	16722 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0056171771
Book / Page	5617 / 1771
Map Reference	MB 60 PG 34-38
Instrument Date	Jan 4, 2021
Instrument	2021003975
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 GREENBRIER ST, CAPE GIRARDEAU, MO 63701-2571
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16722 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0050291235
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16722 CARAVAGGIO LOOP MONTVERDE FL 347563708, MONTVERDE, FL 34756-3708

Mortgage

Document Number	0050291235
Date	Nov 21, 2017
Book Page	005029/001235
Instrument	123886

Lender

Name	IBERIABANK
Type	Bank
Address	MAITLAND, FL 32803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 9, 2017
Property Address	16722 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0049841469
Book / Page	4984 / 1469
Map Reference	MB 60 PG 34-38
Instrument Date	Jul 11, 2017
Instrument	2017085658
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16722 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708

Mortgage

Document Number	2017085659
Date	Aug 9, 2017
Instrument	2017085659

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16722 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3708
Document Number	0049661212
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16722 CARAVAGGIO LOOP MONTVERDE FL 347563708, MONTVERDE, FL 34756-3708

Mortgage

Document Number	0049661212
Date	Jun 30, 2017
Book Page	004966/001212
Instrument	71183

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,244 (-0.09%) Land $326,700 Building $472,544	$799,244 (-0.09%) Land $326,700 Building $472,544
2025		$799,970 (-0.09%) Land $326,700 Building $473,270	$799,970 (-0.09%) Land $326,700 Building $473,270
2024	$11,126.00 (+6.45%)	$800,696 (+1.61%) Land $326,700 Building $473,996	$800,696 (+1.61%) Land $326,700 Building $473,996
2023	$10,452.00 (+16.35%)	$788,016 (+22.83%)	$788,016 (+22.83%) Land $326,700 Building $461,316
2022	$8,983.00	$641,541	$641,541 Land $180,950 Building $460,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Caravaggio Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures