16503 Saddle Ridge Pass, Cypress, TX 77433 Property Records

Harris County property record for 16503 Saddle Ridge Pass, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 7,236 sqft · built 2014
Lot Size	4.49 acres (195,565 sqft)
Owner	Company Name on Record
Tax Bill	$48,844 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`122-835-001-0003`

Property Details

APN / Parcel Number

Primary APN	`122-835-001-0003`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	7,236 sqft Living Area
1st Floor Area	5,429 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stone
Construction Type	Stone
Lot Area	195,565 sqft (4.49 acres)
View / Lot	Buildable
Garage Type	Detached
Garage Area	1,127 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	864 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,008 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1228350010003
Street Address	16503 SADDLE RIDGE PASS
City	CYPRESS
State	TX
Zip	77433-5941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 1 SADDLE RIDGE ESTATES
Legal Subdivision	SADDLE RIDGE ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3000
Census Tract	555701

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5855 SOVEREIGN DR, A, HOUSTON, TX 77036-2337
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage C & T MORTGAGE INC
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024
Deed Sale	Dec 3, 2024
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	2024449904
Prior Transfer Date	Jan 29, 2015
Prior Transfer Doc	0000057164
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16503 SADDLE RIDGE PASS, CYPRESS, TX 77433-5941
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182346
Date	Apr 30, 2020
Instrument	2020-182346

Lender

Name	C & T MORTGAGE INC
Type	Mortgage Company
Address	CYPRESS, TX 77433

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16503 SADDLE RIDGE PASS, CYPRESS, TX 77433-5941
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16503 SADDLE RIDGE PASS, CYPRESS, TX 77433-5941

Mortgage

Document Number	0000398482
Date	Aug 3, 2022
Instrument	2022-398482

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,844.00 (+198.45%)	$2,440,000 (+18.63%) Land $447,652 Building $1,992,348	$2,440,000 (+18.63%) Land $447,652 Building $1,992,348
2024	$16,366.00 (+9.56%)
2023		$2,056,826 Land $447,652 Building $1,609,174	$2,056,826 Land $447,652 Building $1,609,174
2022	$14,938.00 (+11.65%)
2020	$13,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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