167 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 167 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	11,000 sqft · built 1834
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$8,437,500 (Jul 2023)
Tax Bill	$126,751 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2023 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`458-09-01-119`

Property Details

APN / Parcel Number

Primary APN	`458-09-01-119`

Interior

Stories	2 Stories
Building Area	11,000 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 1834
Effective Year Built	Effective 1834
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	167 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2126
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -167 169 NW E BAY AND QUEEN
Legal Subdivision	HAMLIN PLANTATION
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1064
Census Tract	5100

Owner

167 E Bay St, a commercial property, is owned by a company that bought it in July 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1049 FOGARTY LN, 202, CHARLESTON, SC 29492-7701
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jul 28, 2023	Limited Warranty Deed, Transfer · Commercial Mortgage FIRST BANK
Sep 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Feb 14, 2018	Deed of Trust, Mortgage SERVISFIRST BK
Nov 28, 2017	Deed of Trust, Mortgage STATE BK&TR
Sep 25, 2017	Quit Claim Deed, Transfer CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC
Sep 25, 2017	Grant Deed, Transfer CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Book / Page	1194 / 342
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	May 14, 2026
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Document Number	1389000111
Book / Page	1389 / 111
Instrument Date	May 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1049 FOGARTY LN, CHARLESTON, SC 29492-7701

Mortgage

Document Number	1389000111,
Date	May 14, 2026
Book Page	1389/111

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 28, 2023
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Document Number	0011940342
Book / Page	1194 / 342
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,937.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 FOGARTY LN # 202, 202, CAINHOY, SC 29492-7701

Mortgage

Document Number	0001194345
Date	Jul 28, 2023
Instrument	1194/345

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3565 PIEDMONT RD NE 200, 200, ATLANTA, GA 30305-8202

Mortgage

Document Number	0010380217
Date	Sep 30, 2021
Book Page	1038/217

Lender

Name	AMERIS BANK
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	37 Months
Due	Oct 5, 2024

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Document Number	0699/0050
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	167 E BAY ST CHARLESTON SC 294012126, CHARLESTON, SC 29401-2126

Mortgage

Document Number	0699/0050
Date	Feb 15, 2018
Book Page	000699/000050

Lender

Name	SERVISFIRST BK
Type	Bank
Address	701 E BAY ST # 503, CHARLESTON, SC 29403-5094

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 14, 2028

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Document Number	0682/0264
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	CALLOWAY TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2100 POWERS FERRY RD SE #300 ATLANTA GA 303395014, 300, ATLANTA, GA 30339-5014

Mortgage

Document Number	0682/0264
Date	Nov 28, 2017
Book Page	000682/000264

Lender

Name	STATE BK&TR
Type	Bank
Address	3399 PEACHTREE RD NE # 2000, ATLANTA, GA 30326-2813

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 27, 2020

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 25, 2017
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Document Number	0668/0152
Book / Page	000668 / 000152
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2100 POWERS FERRY RD SE #2100 ATLANTA GA 303395014, 2100, ATLANTA, GA 30339-5014

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 25, 2017
Property Address	167 E BAY ST, CHARLESTON, SC 29401-2126
Document Number	0668/0151
Book / Page	000668 / 000151
Instrument Date	Sep 25, 2017
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$6,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2100 POWERS FERRY RD SE #2100 ATLANTA GA 303395014, 2100, ATLANTA, GA 30339-5014

Tax Assessment & Valuation

The 2025 property tax bill for 167 E Bay St was $126,751, up 10.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$126,751.00 (+10.11%)	$7,762,112 (+1,816.67%) Land $2,958,572 Building $4,803,540	$8,437,500 Land $3,216,000 Building $5,221,500
2024	$115,112.00	$404,980
2022	$107,113.00	$404,980	$6,749,700 Land $1,675,000 Building $5,074,700
2020			$8,437,500 Land $3,216,000 Building $5,221,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 167 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 167 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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