180 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 180 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	2,325 sqft · built 1990
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$4,300,000 (Mar 2025)
Tax Bill	$65,465 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`458-09-02-027`

Property Details

APN / Parcel Number

Primary APN	`458-09-02-027`

Interior

Units	3 Units
Stories	3 Stories
Building Area	2,325 sqft Building Perimeter
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	180 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2162
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -178&180 E BAY & CONE
Legal Subdivision	178-180 EAST BAY STREET
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1056
Census Tract	5100

Owner

180 E Bay St, a commercial property, is owned by a company that bought it in March 2025.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	201 RIVERPLACE, 400, GREENVILLE, SC 29601-2591
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit GARY THORNHILL
Jan 13, 2020	Deed of Trust, Construction Loan · Construction Mortgage SMITHCOX REAL ESTATE LLC
Jun 18, 2018	Trustee's Deed, Construction Loan · Line of Credit GRANDSOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Oct 8, 2015 · Amount on File
Deed Book / Page	1297 / 481
Prior Transfer Date	Jun 13, 2003
Prior Transfer Doc	T452/0659
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	180 E BAY ST, CHARLESTON, SC 29401-2162
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012230179
Date	Jan 12, 2024
Book Page	1223/179

Lender

Name	GARY THORNHILL
Type	Private Party
Address	350 RALSTON CREEK ST, DANIEL ISLAND, SC 29492

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Jan 13, 2020
Property Address	180 E BAY ST, CHARLESTON, SC 29401-2162
Document Number	0852/0775
Book / Page	000852 / 000775
Instrument Date	Jan 9, 2019
Transaction Type	Construction Loan
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 E BAY ST CHARLESTON SC 294012162, CHARLESTON, SC 29401-2162

Mortgage

Document Number	0852/0775
Date	Jan 13, 2020
Book Page	000852/000775

Lender

Name	SMITHCOX REAL ESTATE LLC
Address	160 E BAY ST # 201, CHARLESTON, SC 29401-2140

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 18, 2018
Property Address	180 E BAY ST, CHARLESTON, SC 29401-2162
Book / Page	000726 / 000749
Instrument Date	Jun 13, 2018
Transaction Type	Construction Loan
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 HALSEY ST CHARLESTON SC 294011120, CHARLESTON, SC 29401-1120

Mortgage

Document Number	0726/0749
Date	Jun 18, 2018
Book Page	000726/000749

Lender

Name	GRANDSOUTH BK
Type	Bank
Address	811 SAINT ANDREWS BLVD, CHARLESTON, SC 29407-7187

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 17, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 180 E Bay St was $65,465, up 10.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65,465.00 (+10.35%)	$4,000,563 (+1,816.62%) Land $1,230,645 Building $2,769,918	$4,590,100 Land $1,339,260 Building $3,250,840
2024	$59,325.00	$208,730
2022	$55,204.00	$208,730	$4,186,200 Land $1,287,750 Building $2,898,450
2020			$4,186,200 Land $1,287,750 Building $2,898,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 180 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 180 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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