157 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 157 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Wasteland, Marsh, Swamp Vacant Land
Details	4,206 sqft · built 1992
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Tax Bill	$60 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458-09-01-150`

Property Details

APN / Parcel Number

Primary APN	`458-09-01-150`

Interior

Building Area	4,206 sqft Building Perimeter

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	157 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2124
Property Category	Vacant Land
Property Type	Vacant Land > Wasteland, Marsh, Swamp
Legal Description	SUBDIVISION NAME -159-159 EAST BAY STREET DESCRIPTION -UNIT C (BASEMENT) % OWNERSHIP COMM ELEM 10% SITE NAME -157-159 EAST BA
Legal Subdivision	159 EAST BAY STREET
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

157 E Bay St, wasteland, marsh, swamp vacant land, is owned by a company.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	157 E BAY ST, CHARLESTON, SC 29401-2124
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BK
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	157 E BAY ST, CHARLESTON, SC 29401-2124
Document Number	0864/0621
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	157 E BAY ST CHARLESTON SC 294012124, CHARLESTON, SC 29401-2124

Mortgage

Document Number	0864/0621
Date	Mar 6, 2020
Book Page	000864/000621

Lender

Name	SERVISFIRST BK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	157 E BAY ST, CHARLESTON, SC 29401-2124
Document Number	0859/0838
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	157 E BAY ST CHARLESTON SC 294012124, CHARLESTON, SC 29401-2124

Mortgage

Document Number	0859/0838
Date	Feb 11, 2020
Book Page	000859/000838

Lender

Name	SERVISFIRST BK
Type	Bank
Address	701 E BAY ST # 503, CHARLESTON, SC 29403-5094

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 157 E Bay St was $60, up 1,1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$60.00 (+1,1%)	$305 (+1,425%) Land $183 Building $122	$500 Land $300 Building $200
2024	$5.00	$20
2022	$5.00	$20	$500 Land $300 Building $200
2020			$500 Land $300 Building $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 E Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	293 units insured incl. 108 condo units
Nearby Flood Claims	145 (1979–2024)
Claims Outside the SFHA	21 of 145
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 14 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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