161 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 161 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	16,313 sqft · built 1880
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$8,100,000 (Mar 2022)
Tax Bill	$113,849 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`458-09-01-213`

Property Details

APN / Parcel Number

Primary APN	`458-09-01-213`

Interior

Stories	3 Stories
Building Area	16,313 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	70 ft deep x 73 ft wide
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	161 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2125
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -SECTION A SITE NAME -EAST BAY TRADING CO
Legal Subdivision	SECTION A
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

161 E Bay St, a commercial property, is owned by a company that bought it in March 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	429 CHESTNUT ST, NASHVILLE, TN 37203-4802
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2022	Limited Warranty Deed, Transfer
Apr 9, 2020	Loan Modification, Mortgage SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Dec 20, 2013 · Amount on File
Deed Book / Page	1090 / 27
Prior Transfer Date	Mar 10, 2022
Prior Transfer Doc	0010900028
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 17, 2022
Property Address	161 E BAY ST, CHARLESTON, SC 29401-2125
Document Number	0010900028
Book / Page	1090 / 28
Instrument Date	Mar 16, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CHESTNUT ST, NASHVILLE, TN 37203-4802

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 17, 2022
Property Address	161 E BAY ST, CHARLESTON, SC 29401-2125
Document Number	0010900027
Book / Page	1090 / 27
Map Reference	MB BP PG 175
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$21,060.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CHESTNUT ST, NASHVILLE, TN 37203-4802

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	161 E BAY ST, CHARLESTON, SC 29401-2125
Document Number	0874/0383
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	146 TRADD ST CHARLESTON SC 294012418, CHARLESTON, SC 29401-2418

Mortgage

Document Number	0874/0383
Date	Apr 15, 2020
Book Page	000874/000383

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	80 CALHOUN ST, CHARLESTON, SC 29401-3508

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 161 E Bay St was $113,849, up 10.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113,849.00 (+10.14%)	$6,986,250 (+1,816.67%) Land $1,585,480 Building $5,400,770	$8,063,600 Land $1,585,480 Building $6,478,120
2024	$103,372.00	$364,500
2022	$88,649.00	$335,710	$5,595,200 Land $1,524,500 Building $4,070,700
2020			$8,100,000 Land $2,100,000 Building $6,000,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 185 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	293 units insured incl. 108 condo units
Nearby Flood Claims	145 (1979–2024)
Claims Outside the SFHA	21 of 145
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 14 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 161 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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