Otsego County and Oneonta City property record for 167 Chestnut St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,120 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Last Sale | $25,000 (Mar 2022) |
| Tax Bill | $4,092 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.5-4-9 |
| Primary APN | 361200 300.5-4-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Total Area |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 560 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 140 ft deep x 55 ft wide |
| Porch | Slab |
| Porch Area | 121 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0474 |
|---|---|
| Street Address | 167 CHESTNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1258 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 420 |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 167 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Sep 12, 2023 | Deed, Transfer |
| Oct 13, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Mar 31, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Deed Document Number | 20221744 |
| Last Transfer Date | Oct 5, 2022 |
| Transfer Doc | 0000000658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 15, 2025 |
| Property Address | 167 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000000045 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025-4045 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 167 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000000046 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-4046 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 12, 2023 |
| Property Address | 167 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000000697 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023-3697 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MONHAGEN AVE, MIDDLETOWN, NY 10940-7498 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 13, 2022 |
| Property Address | 167 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000000658 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022-5658 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MONHAGEN AVE, MIDDLETOWN, NY 10940-7498 |
| Document Number | 0000000659 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-5659 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 31, 2022 |
| Property Address | 167 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000000744 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-1744 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MONHAGEN AVE, MIDDLETOWN, NY 10940-7498 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,092.00 (-35.58%) | ||
| 2025 | $6,352.00 (-8.04%) | $104,000 (-) Land $16,100 Building $87,900 | $146,479 (+8.45%) Land $22,676 Building $123,803 |
| 2024 | $6,907.00 | $104,000 (-) Land $16,100 Building $87,900 | $135,065 (+5.19%) Land $20,909 Building $114,156 |
| 2023 | $104,000 (-) Land $16,100 Building $87,900 | $128,395 (+13.58%) Land $19,877 Building $108,518 | |
| 2022 | $104,000 Land $16,100 Building $87,900 | $113,043 Land $17,500 Building $95,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1986–2014) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Feb 2014 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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