Otsego County and Oneonta City property record for 160 Chestnut St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,182 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,743 (Apr 2021) |
| Tax Bill | $3,975 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 299.8-2-72 |
| Primary APN | 361200 299.8-2-72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 678 sqft |
| Upper Floors Area | 504 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0582 |
|---|---|
| Street Address | 160 CHESTNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 220 |
| Legal Block | 2 |
| Legal Lot Number | 72.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
160 Chestnut St is owned and occupied by an individual who bought it in April 2021.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 160 CHESTNUT ST, ONEONTA, NY 13820-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Deed Document Number | 20212232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 22, 2021 |
| Property Address | 160 CHESTNUT ST, ONEONTA, NY 13820-1228 |
| Document Number | 232 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021-2232 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 SPRUCE ST APT 2A, 2A, ONEONTA, NY 13820-1549 |
| Document Number | 233 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-2233 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 160 Chestnut St was $3,975, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,975.00 (+2.5%) | ||
| 2025 | $3,878.00 | $102,000 Land $13,600 Building $88,400 | $143,662 Land $19,155 Building $124,507 |
| 2023 | $102,000 Land $13,600 Building $88,400 | $125,926 Land $16,790 Building $109,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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