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168 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 168 Chestnut St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,270 sqft · built 1910
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Sep 2023)
Tax Bill$4,129 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN361200 299.8-2-68

Property Details

APN / Parcel Number

Primary APN361200 299.8-2-68
Alternative APNs
  • 120029900800020680000000
  • 3911 0586

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,270 sqft Living Area
1st Floor Area730 sqft
Upper Floors Area540 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions114 ft deep x 50 ft wide
PorchSlab
Porch Area270 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 0586
Street Address168 CHESTNUT ST
CityONEONTA
StateNY
Zip13820-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code220
Legal Block2
Legal Lot Number68.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2000
Census Tract591700

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address168 CHESTNUT ST, ONEONTA, NY 13820-1228
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed, Transfer · Stand-Alone First Mortgage
ADVANCED TECH MONETAR
Sep 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleSep 29, 2021 · Amount on Record
Deed Document Number20233616
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateSep 6, 2023
Property Address168 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000000616
Instrument DateAug 30, 2023
Instrument2023-3616
Transaction TypeTransfer
Record UpdatedSep 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 N BROADWAY, NYACK, NY 10960

Mortgage

Document Number0000000617
DateSep 6, 2023
Instrument2023-3617
Lender
NameADVANCED TECH MONETAR
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateSep 29, 2021
Property Address168 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number406
Instrument DateSep 1, 2021
Instrument2021-5406
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 159, LAURENS, NY 13796-0159

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,129.00 (-40.99%)
2025$6,997.00$106,000 (-) Land $13,600 Building $92,400$149,296 (+14.08%) Land $19,155 Building $130,141
2023$106,000 (-) Land $13,600 Building $92,400$130,864 (+13.58%) Land $16,790 Building $114,074
2022$106,000 Land $13,600 Building $92,400$115,217 Land $14,783 Building $100,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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