1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Ruby Hill Pl

16650 Ruby Hill Pl, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16650 Ruby Hill Pl, Charlotte, NC 28278 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,667 sqft Heated Area
Lot Size17,949 sqft (0.412 acres)
OccupancyOwner Occupied
Last Sale$455,000 (2020)
Tax Bill$4,281.00 (2023)

Property Details

APN / Parcel Number

Primary APN217-162-54

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,667 sqft Heated Area
Gross Area6,143 sqft Gross Area
1st Floor1,791 sqft 1st Floor
Upper Floors1,876 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Architectural StyleOther Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeRaised Foundation
Lot Area17,949 sqft (0.412 acres)
Garage Area499 sqft Garage
Porch1 Porch
Porch Area186 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number217-162-54
Street Address16650 RUBY HILL PL
CityCHARLOTTE
StateNC
Zip28278-8422
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL36 BD M45-15
Legal SubdivisionPALISADES PH 03 MAP 04
Legal BlockD
Legal Lot Number36
JurisdictionMECKLENBURG NC
Minor Civil Division3, STEELE CREEK
Census Blockgroup1
Census Block1036
Census Tract5926

Owner

Source: Mecklenburg County records · APN 217-162-54

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Feb 06, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SUNTRUST MORTGAGE INC
Sep 21, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Aug 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleJan 13, 2011 · Amount on Record
Deed Doc Number0035076537
Deed Book / Page35076 / 537
Record RefreshedJun 07, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000055533
DateJun 13, 2023
Book Page38184/594
Instrument2023055533
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJun 12, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyC L A TITLE & ELSCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015609
DateFeb 06, 2017
Book Page31548/165
Instrument2017015609
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 21, 2020
Property Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000152449
Book / Page35076 / 537
Map ReferenceMB 45 PG 15
Instrument DateSep 17, 2020
Instrument2020152449
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address348 BURR CT, 348, FORT MILL, SC 29715-0162

Transferred To (Grantee/Buyer)

NameVerified Name
Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000152450
DateSep 21, 2020
Instrument2020152450
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address16650 RUBY HILL PL, CHARLOTTE, NC 28278-8422
Document Number0000105227
Instrument DateAug 10, 2019
Transaction TypeMortgage
Record UpdatedSep 06, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address16650 RUBY HILL PL CHARLOTTE NC 282788422, CHARLOTTE, NC 28278-8422

Mortgage

Document Number0000105227
DateAug 14, 2019
Book Page033756/000824
Instrument105227
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby Hill Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures