16623 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16623 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,682 sqft · built 2013
Lot Size	0.663 acres (28,878 sqft)
Owner	Individual Name on Record
Last Sale	$567,500 (Jun 2017)
Tax Bill	$7,358 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-04700`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-04700`
Alternative APNs	`262223001000004700` `3859245`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,682 sqft Living Area
Gross Area	4,354 sqft
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	28,878 sqft (0.663 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	568 sqft
Porch	Finished/Open Porch
Porch Area	724 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859245
Street Address	16623 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 47 ORB 4969 PG 1393 ORB 5096 PG 1889
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	47
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1062
Census Tract	31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16623 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE LLC
Jul 10, 2017	Warranty Deed, Transfer EQUITABLE TITLE OF LAKE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Book / Page	4969 / 1393
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0038250057
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16623 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048952027
Date	Jan 30, 2017
Book Page	4895/2027
Instrument	2017010710

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Apr 17, 2018
Property Address	16623 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3717
Document Number	0050961889
Book / Page	5096 / 1889
Map Reference	MB 60 PG 34
Instrument Date	Apr 10, 2018
Instrument	2018044696
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16623 CENVAGGIO LOOP, 16623, MONTVERDE, FL 34756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	17401 MAGNOLIA ISLAND BLVD, CLERMONT, FL 34711-7196

Mortgage

Document Number	2018044697
Date	Apr 17, 2018
Instrument	2018044697

Lender

Name	COMMONWEALTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 10, 2017
Property Address	16623 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3717
Document Number	0049691393
Book / Page	004969 / 001393
Instrument Date	Jun 30, 2017
Instrument	73649
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	EQUITABLE TITLE OF LAKE COUNTY

Transaction

Amount	Amount Recorded
Tax	$3,972.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16623 CARAVAGGIO LOOP MONTVERDE FL 347563717, MONTVERDE, FL 34756-3717

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,920 (+2.9%)	$834,772 (-0.06%) Land $297,000 Building $537,772
2025		$558,720 (+5.98%) Land $297,000 Building $261,720	$835,312 (+1.85%) Land $297,000 Building $538,312
2024	$7,358.00 (+4.86%)
2023	$7,017.00 (+3.91%) Homeowner's exemption Widower's exemption	$527,170 (+3%)	$820,161 (+19.36%) Land $297,000 Building $523,161
2022	$6,753.00 Homeowner's exemption Widower's exemption	$511,820	$687,122 Land $164,500 Building $522,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLINA BAY public/private · serves 175 people · EPA ID FL3354969
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	LAS COLINAS WATER PLANT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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