16605 Wayne St, Union, MI 49130 Property Records

Cass County property record for 16605 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1968
Lot Size	4.66 acres (202,990 sqft)
Owner	Individual Name on Record
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-060-024-374-03`

Property Details

APN / Parcel Number

Primary APN	`14-060-024-374-03`

Interior

Full Baths	1 Bath
Building Area	1,352 sqft Building Perimeter
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	202,990 sqft (4.66 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16605 WAYNE ST
City	UNION
State	MI
Zip	49130-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	374 COM W 100 FT FRM N 1/4 COR, TH S 0 DEG 32'36E 380.60 FT, W 535.25 FT, N 0 DEG 34'34W 380.60 FT, E 535.50 FT TO PT OF
Legal Block	4
Legal Lot Number	39,4O
Jurisdiction	CASS MI
Township / Civil Division	MASON
Census Block Group	2
Census Block	2033
Census Tract	1100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16605 WAYNE ST, UNION, MI 49130-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit INTERRA CU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	16605 WAYNE ST, UNION, MI 49130-9613
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001210/466
Date	Jan 6, 2022
Book Page	1210/466

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 23, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	16605 WAYNE ST, UNION, MI 49130-9613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1184/1754
Date	Nov 17, 2020
Book Page	1184/1754

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Mason Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,900 (+9.97%) Land $105,900	$211,800 (+9.97%) Land $211,800
2025	$2,033.00 (+7.28%) Homeowner's exemption	$96,300 (+39.97%) Land $96,300	$192,600 (+39.97%) Land $192,600
2023		$68,800	$137,600
2022	$1,895.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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