16469 Wayne St, Union, MI 49130 Property Records

Cass County property record for 16469 Wayne St, Union, MI 49130

Property Summary

Property Type	Rural Home
Details	2 ba · 1,160 sqft · built 1963
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Jan 2022)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-060-024-372-10`

Property Details

APN / Parcel Number

Primary APN	`14-060-024-372-10`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Gross Area
1st Floor Area	968 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16469 WAYNE ST
City	UNION
State	MI
Zip	49130-9613
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	372A COM AT N 1/4 COR SEC TH E ON N LN OF SEC 25O FT S 135 FT W 25O FT N 135 FT ALG 1/4 LN TO BEG SEC 24
Legal Range	14W
Legal Township	08S
Legal Section	24
Legal Block	4
Legal Lot Number	2O
Jurisdiction	CASS MI
Township / Civil Division	MASON
Census Block Group	2
Census Block	2033
Census Tract	1100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16469 WAYNE ST, UNION, MI 49130-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 4, 2022
Property Address	16469 WAYNE ST, UNION, MI 49130-9613
Document Number	01209/2276
Book / Page	1209 / 2276
Instrument Date	Jan 4, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16469 WAYNE ST, 16469, UNION, MI 49130-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62032 COUNTY ROAD 127, GOSHEN, IN 46528-9602

Mortgage

Document Number	0012092279
Date	Jan 4, 2022
Instrument	1209/2279

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jul 6, 2017
Property Address	16469 WAYNE ST, UNION, MI 49130-9613
Document Number	1125/1129
Book / Page	1125 / 1129
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16469 WAYNE ST, 16469, UNION, MI 49130-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30053 ALLEN RD, DOWAGIAC, MI 49047-9785

Mortgage

Document Number	11251130
Date	Jul 6, 2017
Instrument	1125/1130

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Mason Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,200 (-2.83%) Land $5,500 Building $66,700	$144,400 (-2.83%) Land $11,000 Building $133,400
2025	$1,582.00 (+4.84%) Homeowner's exemption	$74,300 (+35.09%) Land $5,200 Building $69,100	$148,600 (+35.09%) Land $10,400 Building $138,200
2023		$55,000	$110,000
2022	$1,509.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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