San Diego County property record for 16602 Granite Dr, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,181 sqft · built 1996 |
| Lot Size | 0.469 acres (20,417 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,130,000 (Oct 2025) |
| Tax Bill | $10,871 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-491-27-00 |
| Primary APN | 278-491-27-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 20,417 sqft (0.469 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16602 GRANITE DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 173 TR 012754 |
| Legal Subdivision | SAN DIEGO 4626-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 173 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-491-27-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16602 GRANITE DR, RAMONA, CA 92065-6843 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 23, 2025 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Oct 05, 2022 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Prior Sale | Oct 05, 2022 · Amount on Record |
| Deed Document Number | 2025298225 |
| Prior Transfer Date | May 14, 2003 |
| Prior Transfer Doc | 0000591844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2025 |
| Property Address | 16602 GRANITE DR, RAMONA, CA 92065-6843 |
| Document Number | 0000298225 |
| Map Reference | MAP 12754 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-0298225 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 16602 GRANITE DR, RAMONA, CA 92065-6843 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 05, 2022 |
| Property Address | 16602 GRANITE DR, RAMONA, CA 92065-6843 |
| Document Number | 0000390107 |
| Map Reference | MAP 12754 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 2022-0390107 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16602 GRANITE DR, RAMONA, CA 92065-6843 |
| Document Number | 0000390108 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 2022-0390108 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $361,397 (-61.4%) Land $191,902 Building $169,495 | |
| 2025 | $10,871.00 (+5.83%) Homeowner's exemption | $936,360 (+4.04%) Land $520,200 Building $416,160 |
| 2023 | $10,272.00 (+29.32%) Homeowner's exemption | $900,000 Land $500,000 Building $400,000 |
| 2022 | $7,943.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | About 1 in 93 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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