San Diego County property record for 16601 Granite Dr, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,554 sqft · built 1996 |
| Lot Size | 0.453 acres (19,717 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Sep 1997) |
| Tax Bill | $5,961 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-491-28-00 |
| Primary APN | 278-491-28-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,554 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 19,717 sqft (0.453 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 16601 GRANITE DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 174 TR 012754 |
| Legal Subdivision | SAN DIEGO 4626-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 174 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-491-28-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16601 GRANITE DR, RAMONA, CA 92065-6842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISTAR MORTGAGE CORP |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Apr 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 1997 · Amount on Record |
| Deed Sale | Sep 30, 1997 · Amount on Record |
| Prior Sale | Jul 21, 1995 · Amount on Record |
| Deed Document Number | 1997486656 |
| Prior Transfer Date | Aug 25, 1997 |
| Prior Transfer Doc | 0000486655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16601 GRANITE DR, RAMONA, CA 92065-6842 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 16601 GRANITE DR, RAMONA, CA 92065-6842 |
| Document Number | 0000555266 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 2021-0555266 |
| Name | AMERISTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16601 GRANITE DR, RAMONA, CA 92065-6842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000055555 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018-0055555 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Oct 31, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16601 GRANITE DR, RAMONA, CA 92065-6842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000506025 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0506025 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 31, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16601 GRANITE DR, RAMONA, CA 92065-6842 |
| Document Number | 0000194986 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16601 GRANITE DR RAMONA CA 920656842, RAMONA, CA 92065-6842 |
| Document Number | 0000194986 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 194986 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $481,234 (+2%) Land $137,816 Building $343,418 | |
| 2025 | $5,961.00 (+7.14%) Homeowner's exemption | $471,799 (+4.04%) Land $135,114 Building $336,685 |
| 2023 | $5,564.00 (-2.04%) Homeowner's exemption | $453,480 Land $129,868 Building $323,612 |
| 2022 | $5,680.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | About 1 in 93 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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