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16637 Granite Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16637 Granite Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,797 sqft · built 1996
Lot Size0.232 acres (10,109 sqft)
OwnerCompany Name on File
Last Sale$715,000 (Jul 2014)
Tax Bill$10,057 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN278-491-21-00

Property Details

APN / Parcel Number

Primary APN278-491-21-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,797 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,109 sqft (0.232 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16637 GRANITE DR
CityRAMONA
StateCA
Zip92065-6842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 154 TR 012754
Legal SubdivisionSAN DIEGO COUNTY 4626-3
Legal Tract012754
Legal Block2
Legal Lot Number154
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17021

Owner

Source: San Diego County records · APN 278-491-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16637 GRANITE DR, RAMONA, CA 92065-6842
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
IAFRATE FAMILY TRUST (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2014 · Amount on Record
Deed SaleJul 30, 2014 · Amount on Record
Prior SaleJan 15, 1999 · Amount on Record
Deed Document Number2014322208
Prior Transfer DateMay 01, 2012
Prior Transfer Doc0000594738
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16637 GRANITE DR, RAMONA, CA 92065-6842
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address16637 GRANITE DR, RAMONA, CA 92065-6842

Mortgage

Document Number0000283692
DateApr 12, 2021
Instrument2021-0283692
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16637 GRANITE DR, RAMONA, CA 92065-6842
Document Number0000119163
Instrument DateMar 02, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16637 GRANITE DR RAMONA CA 920656842, RAMONA, CA 92065-6842

Mortgage

Document Number0000119163
DateMar 15, 2017
Instrument119163
Lender
NameIAFRATE FAMILY TRUST (PT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$876,496 (+2%) Land $234,770 Building $641,726
2025$10,057.00 (+5.96%) Homeowner's exemption$859,311 (+4.04%) Land $230,167 Building $629,144
2023$9,491.00 (-0.61%) Homeowner's exemption$825,944 Land $221,230 Building $604,714
2022$9,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskHigh
above 86% of the US · above 66% of California
Wildfire LikelihoodAbout 1 in 109 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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