16634 Granite Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16634 Granite Dr, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage2,797 sqft Living Area
Lot Size10,613 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$276,000 (1995)
Tax Bill$5,818.00 (2025)

Property Details

APN / Parcel Number

Primary APN278-491-23-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,797 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,613 sqft (0.244 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address16634 GRANITE DR
CityRAMONA
StateCA
Zip92065-6843
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 169 TR 012754
Legal SubdivisionRAMONA 4626-3
Legal Tract012754
Legal Block2
Legal Lot Number169
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2001
Census Tract17021

Owner

Source: San Diego County records · APN 278-491-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16634 GRANITE DR, RAMONA, CA 92065-6843
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 08, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 05, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 1995 · Amount on Record
Deed SaleNov 30, 1995 · Amount on Record
Deed Doc Number1995542752
Last Transfer DateMar 01, 2021
Transfer Doc0000180827
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16634 GRANITE DR, RAMONA, CA 92065-6843
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16634 GRANITE DR, RAMONA, CA 92065-6843

Mortgage

Document Number0000437957
DateJun 15, 2021
Instrument2021-0437957
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 30, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2021
Property Address16634 GRANITE DR, RAMONA, CA 92065-6843
Document Number0000180827
Map ReferenceMAP 12754
Instrument DateMar 01, 2021
Instrument2021-0180827
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16634 GRANITE DR, RAMONA, CA 92065-6843

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 05, 2021
Property Address16634 GRANITE DR, RAMONA, CA 92065-6843
Document Number0000175831
Map ReferenceMAP 12754
Instrument DateFeb 26, 2021
Instrument2021-0175831
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16634 GRANITE DR, RAMONA, CA 92065-6843

Mortgage

Document Number0000175832
DateMar 05, 2021
Instrument2021-0175832
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$467,476 (+2%) Land $127,067 Building $340,409
2025$5,818.00 (+7.2%) Homeowner's exemption$458,311 (+4.04%) Land $124,576 Building $333,735
2023$5,427.00 (-2.15%) Homeowner's exemption$440,517 Land $119,740 Building $320,777
2022$5,546.00

Flood & Wildfire

16634 Granite Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesExtreme
95th percentile of exposed land nationally · 82nd in California
Wildfire LikelihoodVery High — about 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Granite Dr

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