166 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 166 E First St, Ocean Isle Beach, NC 28469 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,360 sqft · built 1981
Lot Size	0.18 acres (7,687 sqft)
Owner	2 Individual Names on File
Last Sale	$1,442,500 (Sep 2022)
Tax Bill	$5,353 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2021 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`258AH002`

Property Details

APN / Parcel Number

Primary APN	`258AH002`
Alternative APNs	`107519512715` `80120365` `80132080`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Heated Area
Gross Area	3,272 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	7,687 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80132080
Street Address	166 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-2 B-8 S-B OI PLAT 3/179
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	8
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	3
Census Block	3011
Census Tract	20512

Owner

Source: Brunswick County records · APN 258AH002

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6549 ROSEMARY LN, CHARLOTTE, NC 28210-7012
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Seller Carry-Back TOWNEBANK MORTGAGE
Dec 07, 2021	Warranty Deed, Transfer
Nov 18, 2021	Warranty Deed, Transfer
Oct 19, 2021	Intrafamily Transfer, Transfer
May 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	2022
Deed Book / Page	4912 / 996
Prior Transfer Date	Oct 07, 2021
Prior Transfer Doc	0047280393
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 16, 2022
Property Address	166 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0049120996
Book / Page	4912 / 996
Map Reference	MB 3 PG 179-179A
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Tax	$2,885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E SECOND ST, 107, OCEAN ISLE BEACH, NC 28469-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6549 ROSEMARY LN, CHARLOTTE, NC 28210-7012

Mortgage

Document Number	0049121000
Date	Sep 16, 2022
Instrument	4912/1000

Lender

Name	TOWNEBANK MORTGAGE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Mortgage

Document Number	0049120935
Date	Sep 16, 2022
Book Page	4912/935

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 07, 2021
Property Address	166 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0047580669
Book / Page	4758 / 669
Map Reference	MB 4728 PG 393
Instrument Date	Dec 06, 2021
Transaction Type	Transfer
Record Updated	Apr 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E SECOND ST, 107, OCEAN ISLE BEACH, NC 28469-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 18, 2021
Property Address	166 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0047470636
Book / Page	4747 / 636
Map Reference	MB 3 PG 179
Instrument Date	Nov 02, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 E SECOND ST, 107, OCEAN ISLE BEACH, NC 28469-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 19, 2021
Property Address	166 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0047280393
Book / Page	4728 / 393
Map Reference	MB 3 PG 179
Instrument Date	Oct 07, 2021
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E SECOND ST, OCEAN ISL BCH, NC 28469-7613

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 24, 2019
Property Address	166 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0041941090
Book / Page	004194 / 001090
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	107 E SECOND ST OCEAN OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,353.00 (+0.02%)	$1,419,280 (+6.78%) Land $800,000 Building $619,280	$1,419,280 (+6.78%) Land $800,000 Building $619,280
2024	$5,352.00
2023		$1,329,170 Land $800,000 Building $529,170	$1,329,170 Land $800,000 Building $529,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 596 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	658 units insured 62 under condo master policies
Nearby Flood Claims	901 (1979–2022)
Claims Outside the SFHA	2 of 901
Most Recent Claim	Sep 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Isaias, Aug 2020 · 124 claims Hurricane Matthew, Oct 2016 · 106 claims Hurricane Hugo, Sep 1989 · 264 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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