Brunswick County property record for 162 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,982 sqft · built 2020 |
| Lot Size | 0.177 acres (7,727 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,650,000 (Aug 2022) |
| Tax Bill | $7,598 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Mar 2020 Construction Loan + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 258AH004 |
| Primary APN | 258AH004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,982 sqft Heated Area |
| Gross Area | 5,416 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,727 sqft (0.177 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80135758 |
|---|---|
| Street Address | 162 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-4 B-8 S-B OI PLAT 3/179 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20512 |
Source: Brunswick County assessment roll, as of August 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 304 WHEATBERRY HILL DR, MATTHEWS, NC 28104-6133 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 22, 2022 | Intrafamily Transfer, Transfer |
| Mar 25, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2019 · Amount on Record |
| Deed Book / Page | 4892 / 1060 |
| Last Transfer Date | Sep 1, 2022 |
| Transfer Doc | 0049540482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 22, 2022 |
| Property Address | 162 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602 |
| Document Number | 0049540482 |
| Book / Page | 4954 / 482 |
| Map Reference | CAB 3 PG 179&179A |
| Instrument Date | Sep 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 304 WHEATBERRY HILL DR, MATTHEWS, NC 28104-6133 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 162 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043350709 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 4335/709 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 162 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045270086 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 4527/86 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 3, 2022 |
| Property Address | 162 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602 |
| Document Number | 0048921060 |
| Book / Page | 4892 / 1060 |
| Map Reference | CAB 3 PG 179&179A |
| Instrument Date | Jul 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6805 WALNUT BRANCH LN APT 529, 6805, CHARLOTTE, NC 28277-8959 |
| Name | Verified Name |
|---|---|
| Address | 304 WHEATBERRY HILL DR, MATTHEWS, NC 28104-6133 |
| Document Number | 0048921063 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 4892/1063 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 8, 2019 |
| Property Address | 162 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602 |
| Document Number | 0042730455 |
| Book / Page | 004273 / 000455 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3007 S FAIRWAY DR BURLINGTON NC 272154630, BURLINGTON, NC 27215-4630 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 8, 2019 |
| Property Address | 162 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7602 |
| Document Number | 0042730457 |
| Book / Page | 004273 / 000457 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CLOVER PL DURHAM NC 277052413, DURHAM, NC 27705-2413 |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,598.00 | $2,104,730 (-) Land $800,000 Building $1,304,730 | $2,104,730 (-) Land $800,000 Building $1,304,730 |
| 2024 | $7,598.00 | ||
| 2023 | $2,104,730 Land $800,000 Building $1,304,730 | $2,104,730 Land $800,000 Building $1,304,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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