Brunswick County property record for 170 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,516 sqft · built 2020 |
| Lot Size | 0.17 acres (7,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (Jul 2021) |
| Tax Bill | $6,849 (2025) |
| Deeds & Mortgages | Dec 2020 Construction Loan Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 258BA019 |
| Primary APN | 258BA019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,516 sqft Heated Area |
| Gross Area | 3,158 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,468 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80114869 |
|---|---|
| Street Address | 170 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-21 B-5 S-B OIB PL-3/179 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 258BA019
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 283, AUTRYVILLE, NC 28318-0283 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 03, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Jul 24, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 12, 2020 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 2021 |
| Deed Book / Page | 4673 / 1189 |
| Prior Transfer Date | Feb 24, 2020 |
| Prior Transfer Doc | 0043290171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 170 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6934 BEACH DR SW 9, 9, OCEAN ISLE BEACH, NC 28469-5797 |
| Document Number | 0044990960 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 4499/960 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 30, 2021 |
| Property Address | 170 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0046731189 |
| Book / Page | 4673 / 1189 |
| Map Reference | MB 3 PG 179 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6934 BEACH DR SW # SW9, 6934, OCEAN ISLE BEACH, NC 28469-5797 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 283, AUTRYVILLE, NC 28318-0283 |
| Document Number | 46731192 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 4673/1192 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 01, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 24, 2020 |
| Property Address | 170 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0044040622 |
| Book / Page | 004404 / 000622 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6934 BEACH DR SW #9 OCEAN ISLE BEACH NC 284695797, 9, OCEAN ISLE BEACH, NC 28469-5797 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 170 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043290166 |
| Book / Page | 4329 / 166 |
| Map Reference | MB 3 PG 179 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043290171 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 4329/171 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,849.00 | $1,885,610 (-) Land $800,000 Building $1,085,610 | $1,885,610 (-) Land $800,000 Building $1,085,610 |
| 2023 | $1,885,610 Land $800,000 Building $1,085,610 | $1,885,610 Land $800,000 Building $1,085,610 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 452 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures