Brunswick County property record for 164 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,198 sqft · built 1976 |
| Lot Size | 0.17 acres (7,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,665,000 (Mar 2024) |
| Tax Bill | $4,675 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 258AH003 |
| Primary APN | 258AH003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,198 sqft Heated Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 1,252 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Paneling |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Shingle |
| Lot Area | 7,204 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80151901 |
|---|---|
| Street Address | 164 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-3 B-8 S-B OI PLAT 3/179 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20512 |
Source: Brunswick County records · APN 258AH003
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6036 VALENCIA CT, RALEIGH, NC 27614-7666 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA |
| Mar 20, 2024 | Warranty Deed, Transfer · Line of Credit SOUTHERN FIRST BANK NA |
| Feb 07, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Dec 01, 1986 |
| Deed Book / Page | 5151 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 164 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6036 VALENCIA CT, RALEIGH, NC 27614-7666 |
| Document Number | 0055210738 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 5521/738 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 20, 2024 |
| Property Address | 164 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0051510144 |
| Book / Page | 5151 / 144 |
| Map Reference | MB 3 PG 179 |
| Instrument Date | Mar 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 549, SOUTH HILL, VA 23970-0549 |
| Name | Verified Name |
|---|---|
| Address | 7474 CREEDMOOR RD # 104, 104, RALEIGH, NC 27613-1663 |
| Document Number | 0005151147 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 5151/147 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 20, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 07, 2018 |
| Property Address | 164 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0040140868 |
| Book / Page | 004014 / 000868 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 W THIRD ST OCEAN ISLE BEACH NC 284697506, OCEAN ISLE BEACH, NC 28469-7506 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,675.00 | $1,250,110 (+13.46%) Land $800,000 Building $450,110 | $1,250,110 (+13.46%) Land $800,000 Building $450,110 |
| 2023 | $1,101,810 Land $800,000 Building $301,810 | $1,101,810 Land $800,000 Building $301,810 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 596 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured 62 under condo master policies |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property
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|---|---|---|
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| AT&T | Fixed Wireless | 100 / 20 |
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