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1659 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1659 Irwin St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,108 sqft · built 2008
Lot Size0.98 acres (4,250 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Dec 2015)
Tax Bill$15,294 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN644-302-02-00

Property Details

APN / Parcel Number

Primary APN644-302-02-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,108 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area4,250 sqft (0.98 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1659 IRWIN ST
CityCHULA VISTA
StateCA
Zip91913-4305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC14SF4
Legal DescriptionLOT 107 TR 015283
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract015283
Legal Block2
Legal Lot Number107
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2022
Census Tract13317

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1659 IRWIN ST, CHULA VISTA, CA 91913-4305
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2015 · Amount on File
Deed SaleDec 14, 2015 · Amount on File
Prior SaleJul 15, 2015 · Amount on File
Deed Document Number2015637355
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1659 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction TypeMortgage
Record UpdatedJul 7, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1659 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number0000267710
DateJun 29, 2022
Instrument2022-0267710
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1659 IRWIN ST, CHULA VISTA, CA 91913-4305
Document Number0000003670
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1659 IRWIN ST CHULA VISTA CA 919134305, CHULA VISTA, CA 91913-4305

Mortgage

Document Number0000003670
DateJan 6, 2020
Instrument3670
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$676,174 (+2%) Land $248,137 Building $428,037
2025$15,294.00 (+4.76%) Homeowner's exemption$662,917 (+4.04%) Land $243,272 Building $419,645
2023$14,599.00 (+3.03%) Homeowner's exemption$637,176 Land $233,826 Building $403,350
2022$14,170.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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