1665 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1665 Irwin St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,978 sqft · built 2007
Lot Size	0.98 acres (4,250 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Dec 2020)
Tax Bill	$17,131 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-302-03-00`

Property Details

APN / Parcel Number

Primary APN	`644-302-03-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,978 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	4,250 sqft (0.98 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1665 IRWIN ST
City	CHULA VISTA
State	CA
Zip	91913-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC14SF4
Legal Description	LOT 108 TR 015283
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015283
Legal Block	2
Legal Lot Number	108
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2022
Census Tract	13317

Owner

1665 Irwin St is owned and occupied by two individuals who bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY & STATE EMPLOYEES CU
Dec 10, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Apr 12, 2007 · Amount on File
Deed Document Number	2020794307
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number	0000822666
Date	Dec 2, 2021
Instrument	2021-0822666

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number	0000025252
Date	Jan 31, 2025
Instrument	2025-0025252

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500003
Date	Oct 26, 2017
Instrument	2017-0500003

Lender

Name	UNIVERSITY & STATE EMPLOYEES CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2020
Property Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305
Document Number	0000794307
Map Reference	MAP 15283
Instrument Date	Oct 21, 2020
Instrument	2020-0794307
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1665 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number	0000794308
Date	Dec 10, 2020
Instrument	2020-0794308

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1665 Irwin St was $17,131 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,617 (+2%) Land $331,542 Building $513,075
2025	$17,131.00 Homeowner's exemption	$828,057 Land $325,042 Building $503,015
2023	$16,423.00 (+2.99%)	$795,904 Land $312,421 Building $483,483
2022	$15,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1665 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1665 Irwin St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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