1650 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1650 Irwin St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,883 sqft · built 2011
Lot Size	0.63 acres (2,740 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Apr 2018)
Tax Bill	$12,300 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-292-34-00`

Property Details

APN / Parcel Number

Primary APN	`644-292-34-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,883 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	2,740 sqft (0.63 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1650 IRWIN ST
City	CHULA VISTA
State	CA
Zip	91913-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC14RM1
Legal Description	LOT 158 TR 015282
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015282
Legal Block	2
Legal Lot Number	158
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2024
Census Tract	13317

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1650 IRWIN ST, CHULA VISTA, CA 91913-4304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 19, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	2018154476
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 IRWIN ST, CHULA VISTA, CA 91913-4304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 IRWIN ST, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000732623
Date	Nov 19, 2020
Instrument	2020-0732623

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 IRWIN ST, CHULA VISTA, CA 91913-4304
Document Number	0000028973
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1650 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	0000028973
Date	Jan 21, 2020
Instrument	28973

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2018
Property Address	1650 IRWIN ST, CHULA VISTA, CA 91913-4304
Document Number	0000154476
Instrument Date	Mar 22, 2018
Instrument	154476
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1650 IRWIN ST CHULA VISTA CA 919134304, CHULA VISTA, CA 91913-4304

Mortgage

Document Number	154477
Date	Apr 19, 2018
Instrument	154477

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,949 (+2%) Land $215,156 Building $492,793
2025	$12,300.00 (+4.52%)	$694,069 (+4.04%) Land $210,938 Building $483,131
2023	$11,768.00 (+2.63%)	$667,119 Land $202,748 Building $464,371
2022	$11,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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