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1647 Irwin St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1647 Irwin St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,564 sqft · built 2012
Lot Size0.98 acres (4,250 sqft)
Owner2 Individual Names on File
Last Sale$459,000 (May 2012)
Tax Bill$12,855 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Dec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN644-292-35-00

Property Details

APN / Parcel Number

Primary APN644-292-35-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,564 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Lot Area4,250 sqft (0.98 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1647 IRWIN ST
CityCHULA VISTA
StateCA
Zip91913-4305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC14SF4
Legal DescriptionLOT 159 TR 015282
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract015282
Legal Block2
Legal Lot Number159
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2022
Census Tract13317

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1647 IRWIN ST, CHULA VISTA, CA 91913-4305
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Dec 3, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2012 · Amount on File
Deed SaleMay 30, 2012 · Amount on File
Deed Document Number2012313834
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1647 IRWIN ST, CHULA VISTA, CA 91913-4305
Transaction TypeMortgage
Record UpdatedDec 26, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1647 IRWIN ST, CHULA VISTA, CA 91913-4305

Mortgage

Document Number0000344584
DateDec 15, 2023
Instrument2023-0344584
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1647 IRWIN ST, CHULA VISTA, CA 91913-4305
Document Number0000023627
Instrument DateDec 3, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1647 IRWIN ST CHULA VISTA CA 919134305, CHULA VISTA, CA 91913-4305

Mortgage

Document Number0000023627
DateJan 23, 2019
Instrument23627
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 22, 2049
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$587,444 (+2%) Land $179,358 Building $408,086
2025$12,855.00 (+3.43%)$575,927 (+4.04%) Land $175,842 Building $400,085
2023$12,429.00 (+24.71%)$553,565 Land $169,015 Building $384,550
2022$9,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: GeoLinks, Wyyerd Connect.

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