16581 White Oak Dr, Sonora, CA 95370 Property Records

Tuolumne County property record for 16581 White Oak Dr, Sonora, CA 95370

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,386 sqft · built 1992
Lot Size2.06 acres (89,734 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Mar 2025)
Tax Bill$4,393 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN086-260-016-000

Property Details

APN / Parcel Number

Primary APN086-260-016-000
Alternative APNs
  • 086-260-016
  • 0862601600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,386 sqft Living Area
Gross Area2,760 sqft
1st Floor Area2,386 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleModern
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area89,734 sqft
Garage TypeAttached
Garage Area374 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number086-260-016
Street Address16581 WHITE OAK DR
CitySONORA
StateCA
Zip95370-9577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-2,MX
Legal DescriptionWHITE OAK ESTATES 2 L16 2.06AC
Legal SubdivisionWHITE OAK ESTATES 2
Legal Lot Number16
JurisdictionTUOLUMNE CA
Township / Civil DivisionEAST SONORA-PHOENIX LAKE
Census Block Group3
Census Block3019
Census Tract2201

Owner

Source: Tuolumne County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16581 WHITE OAK DR, SONORA, CA 95370-9577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2025 · Amount on Record
Deed SaleMar 7, 2025 · Amount on Record
Deed Document Number20252122
Prior Transfer DateFeb 28, 2025
Prior Transfer Doc0000002124
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Property Address16581 WHITE OAK DR, SONORA, CA 95370-9577
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address16581 WHITE OAK DR, SONORA, CA 95370-9577

Mortgage

Document Number0000009937
DateNov 4, 2025
Instrument2025009937
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Elementary School DistrictCurtis Creek Elementary School District (KG - 08)
Secondary School DistrictSonora Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$535,500 (+25.25%) Land $122,400 Building $413,100
2025$4,393.00 (+4.05%) Homeowner's exemption$427,541 (+4.04%) Land $117,226 Building $310,315
2023$4,222.00 (+2.05%) Homeowner's exemption$410,941 Land $112,675 Building $298,266$410,670
2022$4,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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