1656 Howard Gap Loop Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1656 Howard Gap Loop Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 2021
Square Footage2,000 sqft Heated Area
Lot Size134,600 sqft (3.09 acres)
OccupancyOwner Occupied
Tax Bill$2,748.00 (2025)

Property Details

APN / Parcel Number

Primary APN9587967441
Alternative APN
  • 10000336

Interior

Full Baths2 Baths
Building Area2,000 sqft Heated Area
1st Floor2,000 sqft 1st Floor
Basement Area2,000 sqft Basement
Unfinished Basement2,000 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area134,600 sqft (3.09 acres)
Canopy Area900 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number10000336
Street Address1656 HOWARD GAP LOOP RD
CityFLAT ROCK
StateNC
Zip28731-6600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF SURVEY 3.26 AC PL2016-10058
Legal Block96
Legal Lot Number7441
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1026
Census Tract930201

Owner

Source: Henderson County records · APN 9587967441

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1656 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1656 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6600
Transaction TypeMortgage
Record UpdatedJun 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036060438
DateNov 25, 2020
Book Page3606/438
Instrument939082
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
AddressLIBERTY, NC 27298
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$490,000 (+2.23%) Land $60,900 Building $429,100
2025$2,748.00
2023$479,300 Land $60,900 Building $418,400$490,000 Land $60,900 Building $429,100

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