1603 Howard Gap Loop Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1603 Howard Gap Loop Rd, Flat Rock, NC 28731 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,559 sqft Heated Area
Lot Size68,825 sqft (1.58 acres)
Garage720 sqft
Last Sale$472,000 (2024)
Tax Bill$2,361.00 (2025)

Property Details

APN / Parcel Number

Primary APN9587961817
Alternative APNs
  • 00958796181755
  • 9932812

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,559 sqft Heated Area
1st Floor1,559 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2020
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area68,825 sqft (1.58 acres)
Parking Spaces3 Parking Spaces
Garage Area720 sqft Garage
Deck Area479 sqft Deck
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number9932812
Street Address1603 HOWARD GAP LOOP RD
CityFLAT ROCK
StateNC
Zip28731-6600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL#5 M K THOMPSON TRACT UN BU7-15-99
Legal SubdivisionTHOMPSON, M K (3028)
Legal TractU
Legal Block96
Legal Lot Number1817
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1014
Census Tract930201

Owner

Source: Henderson County records · APN 9587961817

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1603 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6600
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Warranty Deed, Transfer
Feb 12, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2024 · Amount on Record
Deed SaleMar 21, 2024 · Amount on Record
Prior SaleJan 03, 2020 · Amount on Record
Deed Doc Number20241011876
Deed Book / Page4146 / 26
Record RefreshedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMar 21, 2024
Property Address1603 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6600
Document Number0041460026
Book / Page4146 / 26
Map ReferenceMB 438 PG 357
Instrument DateMar 19, 2024
Instrument1001011876
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
Tax$944.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address319 PIONEER DR, WAYNESVILLE, NC 28786-3172

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6600

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address1603 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6600
Document Number0034550473
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1603 HOWARD GAP LOOP RD FLAT ROCK NC 287316600, FLAT ROCK, NC 28731-6600

Mortgage

Document Number0034550473
DateFeb 26, 2020
Book Page003455/000473
Instrument920421
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$420,900 (+7.51%) Land $65,000 Building $355,900
2025$2,361.00
2023$391,500 Land $65,000 Building $326,500$420,900 Land $65,000 Building $355,900

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