Henderson County property record for 1471 Howard Gap Loop Rd, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 2021 |
| Square Footage | 1,300 sqft Heated Area |
| Lot Size | 41,382 sqft (0.95 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2026) |
| Tax Bill | $1,635.00 (2025) |
| Primary APN | 9587879162 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,300 sqft Heated Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 41,382 sqft (0.95 acres) |
| Deck Area | 120 sqft Deck |
| Porch Area | 64 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 10006418 |
|---|---|
| Street Address | 1471 HOWARD GAP LOOP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | MINOR SUBDIVISION 1.10 ACRES LO1 PL2020-12929 |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Block | 87 |
| Legal Lot Number | 9162 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 930201 |
Source: Henderson County records · APN 9587879162
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1471 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6613 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 13, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Dec 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2021 · Amount on Record |
| Deed Doc Number | 20261045933 |
| Deed Book / Page | 4409 / 567 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 13, 2026 |
| Property Address | 1471 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6613 |
| Document Number | 0044090567 |
| Book / Page | 4409 / 567 |
| Map Reference | MB 2020 PG 12929 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 1001045933 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1021 W SOUTH ST, RALEIGH, NC 27603-2161 |
| Name | Verified Name |
|---|---|
| Address | 1471 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6613 |
| Document Number | 1001045934 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 1001045934 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 1471 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-6613 |
| Document Number | 0038350249 |
| Book / Page | 3835 / 249 |
| Map Reference | MB 2020 PG 12929 |
| Instrument Date | Dec 07, 2021 |
| Instrument | 969273 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 390 FAIRVIEW RD, ASHEVILLE, NC 28803-1449 |
| Name | Verified Name |
|---|---|
| Address | 1471 HOWARD GAP RD, HENDERSONVILLE, NC 28792-7283 |
| Document Number | 0038350254 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 3835/254 |
| Instrument | 969274 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,500 (-) Land $56,200 Building $235,300 | ||
| 2025 | $1,635.00 | $291,500 (-) Land $56,200 Building $235,300 | |
| 2023 | $291,500 Land $56,200 Building $235,300 | $291,500 Land $56,200 Building $235,300 |
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