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1515 Howard Gap Loop Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1515 Howard Gap Loop Rd, Flat Rock, NC 28731 · Last verified August 2026

Property Highlights

Property TypeResidential > Prefabricated > Manufactured or Modular Home
Bathrooms2 Baths
Architecture StyleModular
Year BuiltBuilt 2021
Square Footage1,300 sqft Heated Area
Lot Size40,946 sqft (0.94 acres)
OccupancyOwner Occupied
Last Sale$580 (2021)
Tax Bill$1,635.00 (2025)

Property Details

APN / Parcel Number

Primary APN9587970090
Alternative APN
  • 10006420

Interior

Full Baths2 Baths
Building Area1,300 sqft Heated Area
1st Floor1,300 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleModular Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Lot Area40,946 sqft (0.94 acres)
Deck Area120 sqft Deck
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number10006420
Street Address1515 HOWARD GAP LOOP RD
CityFLAT ROCK
StateNC
Zip28731-1318
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionMINOR SUBDIVISION 1.05 ACRES LO3 PL2020-12929
Legal SubdivisionMINOR SUBDIVISION
Legal Block97
Legal Lot Number90
JurisdictionHENDERSON NC
Minor Civil DivisionBLUE RIDGE
Census Blockgroup1
Census Block1014
Census Tract930201

Owner

Source: Henderson County records · APN 9587970090

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1515 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-1318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 15, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Deed Doc Number2021969663
Deed Book / Page3838 / 240
Record RefreshedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateFeb 25, 2022
Property Address1515 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-1318
Document Number0038750012
Book / Page3875 / 12
Map ReferenceMB 2020 PG 12929
Instrument DateFeb 24, 2022
Instrument974479
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address390 FAIRVIEW RD, ASHEVILLE, NC 28803-1449

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 HOWARD GAP RD, HENDERSONVILLE, NC 28792-8419

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateDec 15, 2021
Property Address1515 HOWARD GAP LOOP RD, FLAT ROCK, NC 28731-1318
Document Number0038380240
Book / Page3838 / 240
Map ReferenceMB 2020 PG 12929
Instrument DateDec 15, 2021
Instrument969663
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address390 FAIRVIEW RD, ASHEVILLE, NC 28803-1449

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 HOWARD GAP RD, HENDERSONVILLE, NC 28792-8419

Mortgage

Document Number0038380243
DateDec 15, 2021
Book Page3838/243
Instrument969664
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$291,500 (-) Land $56,200 Building $235,300
2025$1,635.00
2023$291,500 Land $56,200 Building $235,300$291,500 Land $56,200 Building $235,300

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