Miami County property record for 1655 Barnhart Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1972 |
| Lot Size | 0.717 acres (31,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (May 2016) |
| Tax Bill | $2,873 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jul 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081169 |
| Primary APN | C06-081169 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 3,008 sqft |
| Family Room | Family Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 31,250 sqft (0.717 acres) |
| Lot Dimensions | 250 ft deep x 125 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 433 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1655 BARNHART RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-31 LOT 12 CONCORD WOODS SEC 3 |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 31 |
| Legal Subdivision | CONCORD WOODS |
| Legal Lot Number | 12 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081169
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 28, 2023 | Intrafamily Transfer, Transfer |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on Record |
| Deed Sale | May 23, 2016 · Amount on Record |
| Prior Sale | Jun 21, 1993 · Amount on Record |
| Deed Document Number | 20162016OR-05896 |
| Last Transfer Date | Jul 28, 2023 |
| Transfer Doc | 0000008118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Document Number | 0000008226 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023OR-08226 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 28, 2023 |
| Property Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Document Number | 0000008118 |
| Map Reference | MB 10 PG 100 |
| Instrument Date | Jul 22, 2023 |
| Instrument | 2023OR-08118 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1655 BARNHART RD, TROY, OH 45373-9585 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010978 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021OR-10978 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,873.00 (-2.25%) Homeowner's exemption | $83,550 (+10.5%) Land $20,690 Building $62,860 | $238,700 (+10.51%) Land $59,100 Building $179,600 |
| 2024 | $2,939.00 (+2.05%) Homeowner's exemption | $75,610 (-) Land $21,530 Building $54,080 | |
| 2023 | $2,880.00 (+16.98%) Homeowner's exemption | $75,610 (-) Land $21,530 Building $54,080 | $216,000 (-) Land $61,500 Building $154,500 |
| 2022 | $2,462.00 Homeowner's exemption | $75,610 Land $21,530 Building $54,080 | $216,000 Land $61,500 Building $154,500 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Benton Ridge Telephone Company.
Based on FCC filings for 221 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 26,305 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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