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16540 Spring Tree Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16540 Spring Tree Dr, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,894 sqft · built 2022
Lot Size0.45 acres (19,643 sqft)
OwnerIndividual Name on File
Last Sale$577,495 (Dec 2022)
Tax Bill$10,274 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN70-03-10-328-003

Property Details

APN / Parcel Number

Primary APN70-03-10-328-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,894 sqft Living Area
1st Floor Area1,447 sqft 1st Floor
Basement Area1,447 sqft Basement
Unfinished Basement1,447 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Lot Area19,643 sqft (0.45 acres)
Parking Spaces2 Parking Spaces
Garage Area640 sqft Garage
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address16540 SPRING TREE DR
CitySPRING LAKE
StateMI
Zip49456-1213
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 35 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range16W
Legal Township08N
Legal Section10
Legal SubdivisionSPRING RIDGE
Legal Unit35
JurisdictionOTTAWA MI
Township / Civil DivisionSPRING LAKE
Census Block Group3
Census Block3002
Census Tract20600

Owner

Source: Ottawa County records · APN 70-03-10-328-003

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16540 SPRING TREE DR, SPRING LAKE, MI 49456-1213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Aug 05, 2022Deed of Trust, Mortgage · Construction Mortgage
CHOICEONE BANK
May 26, 2022Warranty Deed, Transfer
LIGHTHOUSE TITLE INC, LIGHHOUSE TITLE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleMay 26, 2022 · Amount on Record
Deed Document Number202242797
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateDec 19, 2022
Property Address16540 SPRING TREE DR, SPRING LAKE, MI 49456-1213
Document Number20220042797
Map ReferenceDOC 2017-0041965
Instrument DateDec 18, 2022
Instrument2022-0042797
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 04, 2023
Title CompanyLIGHTHOUSE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,331.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1777 R W BERENDS DR SW, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

NameVerified Name
Address19319 ROSEMARY RD, SPRING LAKE, MI 49456-9664

Mortgage

Document Number20220042798
DateDec 19, 2022
Instrument2022-0042798
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.12%
Index1-Year CMT
Max Rate9.12%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address16540 SPRING TREE DR, SPRING LAKE, MI 49456-1213
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220028363
DateAug 05, 2022
Instrument2022-0028363
Lender
NameCHOICEONE BANK
TypeBank
AddressSPARTA, MI 49345
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateMay 26, 2022
Property Address16540 SPRING TREE DR, SPRING LAKE, MI 49456-1213
Document Number20220019954
Map ReferenceDOC 2017-0041965
Instrument DateMay 26, 2022
Instrument2022-0019954
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyLIGHTHOUSE TITLE INC, LIGHHOUSE TITLE INC

Transaction

AmountAmount Recorded
Tax$735.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

NameVerified Name
Address1777 R W BERENDS DR SW, WYOMING, MI 49519-4993
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
Unified School DistrictSpring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$340,600 (+11.2%)$681,200 (+11.2%)
2025$10,274.00 (+28,438.89%)
2023$306,300$612,600
2022$36.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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