16511 Spring Tree Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16511 Spring Tree Dr, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,660 sqft · built 2019
Lot Size	0.277 acres (12,077 sqft)
Owner	Company Name on File
Last Sale	$392,900 (May 2020)
Tax Bill	$7,240 (2025)
Deeds & Mortgages	May 2023 Transfer May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-328-012`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-328-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	12,077 sqft (0.277 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16511 SPRING TREE DR
City	SPRING LAKE
State	MI
Zip	49456-1214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	UNIT 44 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	44
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	16511 SPRING TREE DR, SPRING LAKE, MI 49456-1214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Intrafamily Transfer, Transfer
May 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MACATAWA BANK
Jul 9, 2019	Warranty Deed, Construction Loan · Construction Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202020188
Last Transfer Date	May 11, 2023
Transfer Doc	20230011765
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 15, 2023
Property Address	16511 SPRING TREE DR, SPRING LAKE, MI 49456-1214
Document Number	20230011765
Map Reference	DOC 2019-0002349
Instrument Date	May 11, 2023
Instrument	2023-0011765
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16511 SPRING TREE DR, SPRING LAKE, MI 49456-1214

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 26, 2020
Property Address	16511 SPRING TREE DR, SPRING LAKE, MI 49456-1214
Document Number	20200020188
Map Reference	DOC 2019-0002349
Instrument Date	May 22, 2020
Instrument	2020-0020188
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,379.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 R W BERENDS DR SW, 1777, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 EDWARDS AVE, GRAND HAVEN, MI 49417-1734

Mortgage

Document Number	20200020189
Date	May 26, 2020
Instrument	2020-0020189

Lender

Name	MACATAWA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 9, 2019
Property Address	16511 SPRING TREE DR, SPRING LAKE, MI 49456-1214
Document Number	20190022758
Map Reference	DOC 2019-0002349
Instrument Date	Jul 8, 2019
Instrument	2019-0022758
Transaction Type	Construction Loan
Record Updated	Aug 12, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$851.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 R W BERENDS DR SW, WYOMING, MI 49519-4993
Investor	Possibly a Property Investor

Mortgage

Document Number	20190022759
Date	Jul 9, 2019
Instrument	2019-0022759

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,100 (+9.71%)	$560,200 (+9.71%)
2025	$7,240.00 (+17.34%)
2023		$255,300	$510,600
2022	$6,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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